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-# Second-Checkpoint
+# Team ByteMe
 
-This repo will contain PR of the work done by teams till Checkpoint 2(Day 2,March 16 10a.m.). Your PR should contain the repository link and also mention what functionality you have implemented till now.
+### PROBLEM STATEMENT
+- Financial Inclusion
+
+## First-Checkpoint
+- We have created multiple pages for the front end.
+- We have implemented routes for creating funds, viewing funds, and joining funds.
+- Additionally, we have developed the landing page, sign-up page, and sign-in page, along with the deposit page.
+- In the backend, we have created all the models required for the MongoDB schema.
+- We have also implemented middleware in the backend to verify user authentication.
+
+## Second-Checkpoint
+- Added Loan Routes (request/approval/fetch)
+- Implemented SMS UPI feature
+- Dynamic Interest Provision
+- Withdraw/Deposit Funds
+- Join a fund via QR Code
+- ### Half-Implemented Features
+    - Voice Recognition for SMS UPI Security
+    - Safe Loan Amount Calculator
+
+
+- REPO LINK: https://github.com/whysosaket/Samriddhi/