meta: add bug report and PR scaffolding

Author: Aetheris-Labs

.github/ISSUE_TEMPLATE/bug_report.md

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+---
+name: Bug report
+about: Report a reproducible issue in this repository
+title: "[bug] "
+labels: bug
+assignees: ""
+---
+
+## Summary
+
+Describe the problem and the impact.
+
+## Steps To Reproduce
+
+1.
+2.
+3.
+
+## Expected Behavior
+
+Describe what you expected to happen.
+
+## Actual Behavior
+
+Describe what happened instead.
+
+## Environment
+
+- Commit or branch:
+- Runtime:
+- OS:
+
+## Logs Or Screenshots
+
+Add any relevant logs, stack traces, or screenshots.

.github/PULL_REQUEST_TEMPLATE.md

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+## Summary
+
+- Describe the change.
+
+## Testing
+
+- [ ] Not run
+- [ ] `bun run build`
+- [ ] `bun run test`
+
+## Risk
+
+- Low
+- Medium
+- High
+
+## Follow-ups
+
+- None