feat(TIER13-FULLSTACK-WP-041) v1.0.0 — Full-Stack AI Governance Ontology (Tier 1-3) for G-SIFIs (2026-2030)

Adds WP-041: a Tier 1-3 enterprise blueprint that collapses the full-stack
AI governance ontology for G-SIFIs into a tractable, implementation-ready
architecture spanning operational engineering, enterprise/supervisory, and
civilizational/meta-cosmic planes.

Synthesizes WP-035 ENT-AGI-GOV-MASTER, WP-036 WFAP-GEMINI-IMPL,
WP-037 GSIFI-AIMS-BLUEPRINT, WP-038 AGI-REG-RESILIENT,
WP-039 INST-AGI-MASTER, and WP-040 ENT-AGI-REF-IMPL into a single tiered
ontology with bidirectional traceability — atomic OPA rules <-> regime
articles <-> SACIL principles <-> UGL axioms.

Three Tiers:
  T1 Operational/Engineering — CI/CD policy gates (G0..G4), K8s+Gatekeeper,
     Kafka WORM topics+ACL, OPA/Rego library, Terraform golden envs.
  T2 Enterprise/Supervisory — Basel-style AI stress tests, Control Tower,
     AI Governance Ledger (AIGL), autonomous supervisory agents (ASA),
     JSOP negotiation protocol, AI treaty enforcement.
  T3 Civilizational/Meta-Cosmic — SACIL (12 principles), MCIGL (federated
     intergovernmental ledger), UGL (10 axioms, category-theoretic).

Modules (14):
  M1  Full-Stack Ontology Collapse (Tier 1 -> Tier 3)
  M2  Tier 1 CI/CD Policy Gates (G0..G4)
  M3  Tier 1 K8s + Kafka + OPA Runtime Stack
  M4  Tier 1 Terraform-Deployed Golden Environments
  M5  Tier 1 OPA/Rego Policy Library (48 policies)
  M6  Tier 2 Basel-Style AI Stress Tests & Capital Overlay
  M7  Tier 2 AI Governance Control Tower
  M8  Tier 2/3 Global AI Governance Ledger + ZK Streaming Attestations
  M9  Tier 2 Autonomous Supervisory Agents & NP-1 Negotiation Protocol
  M10 Tier 2/3 AI Treaty Enforcement & Legal Harmonization
  M11 Tier 3 SACIL — Sovereign AI Civilization Layer (12 principles)
  M12 Tier 3 MCIGL — Multi-Civilizational Intergovernmental Ledger
  M13 Tier 3 UGL — Universal Governance Lattice (10 axioms)
  M14 Phased Roadmap, Resource Plan & Maturity Model (M0..M5)

Standards & Regimes Aligned:
  EU AI Act 2026 (High-Risk + GPAI Arts 53/55), NIST AI RMF 1.0,
  ISO/IEC 42001/23894/5338, GDPR Art 22/25/35, Basel III/IV (BCBS 239),
  SR 11-7, PRA SS1/23, FCA Consumer Duty, MAS FEAT, HKMA, OECD AI
  Principles, US EO 14110 + OMB M-24-10, FCRA/ECOA, GLBA.

Counts:
  - 14 modules, 56 sections
  - 12 schemas, 14 code examples, 6 case studies
  - 92 API routes (/api/tier13-fullstack/*)
  - 380 controls, 22 supervisory KPIs
  - 48 OPA policies (12 catalogued sample), 18 treaty clauses (6 sample)

Code Examples (14):
  CE-01 OPA require_model_card, CE-02 OPA fcra_adverse_action,
  CE-03 Gatekeeper K8sRequireSidecarGov, CE-04 Terraform WORM Object Lock,
  CE-05 GitHub Actions G3 fairness/stress gate,
  CE-06 Hybrid Ed25519+Dilithium3 signer,
  CE-07 Kafka WORM topic + ACL config,
  CE-08 TLA+ human-oversight non-bypass,
  CE-09 Lean 4 reversibility => rollback obligation,
  CE-10 ZK-SNARK fairness circuit (gnark),
  CE-11 JSOP message envelope,
  CE-12 React KPI gauge,
  CE-13 MCIGL Rekor anchor,
  CE-14 OPA bundle manifest with SACIL/UGL metadata.

Case Studies (6):
  CS-01 EU G-SIB Tier-1 to Tier-2 in 18 months,
  CS-02 US BHC SR 11-7 federated validation via MCIGL,
  CS-03 UK SMF24+PRA SS1/23 joint Tier-2 drill,
  CS-04 Cross-border fairness EU+SG+HK ZK attestation,
  CS-05 Frontier T3 capability spike, containment 42s,
  CS-06 Climate-transition AI drift, capital overlay 3 BD.

Headline KPIs (22):
  Decision-traceability >=99.95%, false-negative <=0.5%,
  cross-jurisdiction drift reconciliation <=24h,
  interpretability coverage >=90%, capital-overlay responsiveness <=5 BD,
  RAG faithfulness >=0.92, blocked-harm >=99.5%, PII leakage <=0.01%,
  AIR >=0.85, kill-switch <=60s, MCIGL attestation p95 <=2s,
  UGL conformance >=0.90 high-risk avg, SACIL coverage >=95%,
  quantum-safe coverage 100% by 2030.

Traceability:
  Each OPA rule carries control_id + regime_refs[] + sacilPrinciple +
  uglAxiom + treaty (where applicable). Sample mappings:
   - EU AI Act Art 14 -> CTL-L3-018 -> POL-RT-018 -> SACIL P2 -> UGL A1 -> TC-06
   - GDPR Art 22 -> CTL-L3-011 -> POL-RT-011 -> SACIL P1 -> UGL A1 -> TC-06
   - FCRA \xc2\xa7615(a) -> CTL-L3-007 -> POL-RT-007 -> SACIL P5 -> UGL A6
   - Basel III BCBS 239 -> CTL-L2-009 -> POL-IAC-009 -> SACIL P11 -> UGL A2
   - SR 11-7 III.B -> CTL-L3-022 -> POL-T2-022 -> SACIL P10 -> UGL A9

Deliverables (rag-agentic-dashboard/):
  - data/tier13-fullstack.json (52 KB)
  - gen-tier13-fullstack.py (JSON generator)
  - gen-tier13-fullstack-html.py (HTML renderer)
  - public/tier13-fullstack.html (54 KB SPA dashboard)
  - server.js: 28 occurrences, 92 /api/tier13-fullstack/* endpoints

Validation:
  - node -c server.js: SYNTAX_OK
  - PM2 rag-dash online (PID 2034876)
  - HTTP 200 on all 14 module roots and 15 sampled endpoints
  - 9 negative-path checks return 404
  - Lookup tests confirm M1 sections=4, M11-S1 SACIL principles, KPI-20
    UGL conformance >=0.90, T1 OPA policies count 10
  - HTML dashboard HTTP 200, 55,685 bytes

Audience: Group CEO + CAIO (co-signed by CRO, CISO, GC, DPO, Internal
Audit, Treaty Liaison), Boards & Audit Committees, prudential supervisors
(ECB/Fed/PRA/MAS/HKMA), Treaty Authority, AI Safety Institutes,
enterprise architects, AI platform engineers, AI safety researchers.

Author: OneFineStarstuff