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## Explanation <!-- Thanks for your contribution! Take a moment to answer these questions so that reviewers have the information they need to properly understand your changes: * What is the current state of things and why does it need to change? * What is the solution your changes offer and how does it work? * Are there any changes whose purpose might not obvious to those unfamiliar with the domain? * If your primary goal was to update one package but you found you had to update another one along the way, why did you do so? * If you had to upgrade a dependency, why did you do so? --> Minor version bump of the `@metamask/money-account-balance-service` to `2.1.0` ## References <!-- Are there any issues that this pull request is tied to? Are there other links that reviewers should consult to understand these changes better? Are there client or consumer pull requests to adopt any breaking changes? For example: * Fixes #12345 * Related to #67890 --> ## Checklist - [x] I've updated the test suite for new or updated code as appropriate - [x] I've updated documentation (JSDoc, Markdown, etc.) for new or updated code as appropriate - [x] I've communicated my changes to consumers by [updating changelogs for packages I've changed](https://github.com/MetaMask/core/tree/main/docs/processes/updating-changelogs.md) - [ ] I've introduced [breaking changes](https://github.com/MetaMask/core/tree/main/docs/processes/breaking-changes.md) in this PR and have prepared draft pull requests for clients and consumer packages to resolve them
## Explanation Direct mUSD fiat quotes for Money Account deposits can settle directly into the Money Account, so they do not need a Relay quote or Relay execute path. This PR moves that path to a Ramps-funded, sponsored Money Account vault batch. After fiat settlement, the Fiat strategy refreshes the vault calldata through `getAmountData`, submits the nested approve/deposit calls through `TransactionController:addTransactionBatch`, and lets the client publish hook handle 7702/Sentinel sponsorship. It also keeps a local QA funding path behind client-provided fiat test options so the settlement step can be exercised without creating a real on-ramp order. ## References ## Checklist - [x] I've updated the test suite for new or updated code as appropriate - [x] I've updated documentation (JSDoc, Markdown, etc.) for new or updated code as appropriate - [x] I've communicated my changes to consumers by [updating changelogs for packages I've changed](https://github.com/MetaMask/core/tree/main/docs/processes/updating-changelogs.md) - [ ] I've introduced [breaking changes](https://github.com/MetaMask/core/tree/main/docs/processes/breaking-changes.md) in this PR and have prepared draft pull requests for clients and consumer packages to resolve them
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