Merge branch 'main' into war-in/create-hybridapp-onyxkey

Author: war-in

docs/articles/expensify-classic/bank-accounts-and-payments/bank-accounts/Enable-Australian-Reimbursements.md

@@ -1,27 +1,50 @@
 ---
-title: Enable Australian Reimbursements
-description: Learn how to reimburse AUD expenses using ABA files in Expensify.
-keywords: [Expensify Classic, AUD, reimbursement, ABA file, indirect reimbursement, Expensify, Australian payments]
+title: Enable-australian-reimbursements.md
+description: Learn how to set up direct reimbursements for Australian employees using ABA files in Expensify Classic.
+keywords: [Expensify, Australian reimbursements, AUD, direct reimbursement, ABA file, bank account, Expensify Classic]
 ---
 <div id="expensify-classic" markdown="1">
-  
-You can reimburse AUD expenses using **indirect reimbursements**. This allows Australian employees to submit their bank account details in Expensify, which are then provided to you for payment via `.aba` file. A **Workspace Admin** can upload the `.aba` file to the bank to process payments.
 
-**Note:** AUD bank accounts do not use direct deposit or ACH.
+This article explains how to set up direct reimbursements in AUD for Australian employees using ABA files that can be uploaded to your bank.
 
-If you'd like an option for direct international payments, consider setting up [global reimbursements](https://help.expensify.com/articles/expensify-classic/bank-accounts-and-payments/bank-accounts/Enable-Global-Reimbursements) instead. 
+# Enable Australian Reimbursements
+
+You can reimburse AUD expenses using **Direct Reimbursement** in Expensify Classic. This method allows employees in Australia to enter their bank account details, which are exported into an `.aba` file. Workspace Admins can upload this file to their bank for reimbursement.
+
+**Note:** An alternative to ABA reimbursement is to set up global reimbursements for AUD bank accounts to reimburse via ACH or wire. 
+
+If you'd like to make direct international payments through Expensify, consider enabling **Global Reimbursements** instead.
+
+---
+
+## Setting up ABA Reimbursements
+
+1. Go to `Settings > Workspaces > [Workspace Name] > Overview`.
+2. In the **Report currency** dropdown, select **AUD A$**.
+3. Navigate to `Settings > Workspaces > [Workspace Name] > Workflows`.
+4. Scroll to **Make or track payments**.
+5. Set **Reimbursement type** to **Direct**.
+6. Toggle **Collect bank account details** to **On**.
+7. Reach out to concierge@expensify.com so we can enable ABA reimbursement on our side. 
 
 ---
 
-# Setting Up ABA Payments
+Once setup is complete:
+- Employees can submit expenses in AUD.
+- You can reimburse them by downloading and uploading the ABA file to your bank.
+
+# FAQ
+
+## What is an ABA file?
+
+An ABA file is a standardized bank file format used in Australia to process batch payments through online banking.
+
+## Why can't I use direct deposit in AUD?
+
+Australian banks do not support ACH (direct deposit) payments like U.S. accounts. Reimbursements must be processed manually via ABA.
 
-1. Go to **Settings > Workspaces [Workspace Name] > Overview**.
-2. In the **Report Currency** dropdown, select **AUD A$**.
-3. Navigate to **Settings > Workspaces [Workspace Name] > Workflows**.
-4. Scroll to **Make or track payments**
-5. Set **Reimbursement Type** to **Indirect**.
-6. Toggle **Collect bank account details** on.
+## Can I still reimburse employees internationally?
 
-Once the setup is complete, employees can submit expenses in AUD, and you can process reimbursements via ABA files.
+Yes, you can set up **Global Reimbursements** if you want to process international payments directly through Expensify.
 
 </div>

docs/articles/expensify-classic/bank-accounts-and-payments/payments/Reimburse-Australian-Reports.md

@@ -1,69 +1,77 @@
 ---
-title: Reimburse Australian reports
-description: Send payment for Australian expense reports
-keywords: [Expensify Classic, AUD, batch file, reimburse in AUD, ABA files]
+title: reimburse-australian-reports.md
+description: Learn how to set up direct reimbursements for Australian employees using ABA files in Expensify Classic.
+keywords: [Expensify, Australian reimbursements, AUD, direct reimbursement, ABA file, bank account, Expensify Classic]
 ---
 <div id="expensify-classic" markdown="1">
 
-Workspace Admins can reimburse AUD expense reports by downloading an ABA file containing the accounts needing payment and uploading the file to the bank. This can be done for a single report or for bulk reimbursements.
+This article explains how Workspace Admins can reimburse AUD expense reports in Expensify Classic using Direct Reimbursement and ABA file uploads to their bank. To enable ABA reimbursements, follow the steps in this [article](https://help.expensify.com/articles/expensify-classic/bank-accounts-and-payments/bank-accounts/Enable-Australian-Reimbursements). 
 
-**Note:** An ABA file is a bank-specific format used to process batch payments in Australia.
+# Reimburse Australian Reports
 
-Your financial institution may require ABA files to include a self-balancing transaction. If you are unsure, check with your bank. Otherwise, the ABA file may not work with your bank’s internet banking platform.
+Workspace Admins can reimburse AUD expense reports by downloading an ABA file that contains the relevant bank account details and uploading it to their financial institution. This process supports both individual and batch reimbursements.
+
+**Note:** An ABA file is a standardized format used to process batch payments in Australia.
+
+Some banks require ABA files to include a self-balancing transaction. If you're unsure whether this applies to your bank, check with them first. Otherwise, the file may not upload correctly via internet banking.
 
 ---
 
-# Reimburse a Single Report
+## Reimburse a Single Report
 
-1. Open the report, invoice, or bill from the email or Concierge notification, or from the **Reports** tab.
-2. Click the **Reimburse** dropdown and select **Via ABA File**.
-3. Click **Generate ABA and Mark as Reimbursed**. 
+1. Open the report, invoice, or bill from your email, Concierge notification, or the **Reports** tab.
+2. Click the **Reimburse** dropdown and select **Via ABA file**.
+3. Click **Generate ABA and mark as reimbursed**.
 4. Click **Download**.
-5. Upload the ABA file to your bank. For additional guidance, use any of the following bank guides:
-   - [ANZ Bank](https://www.anz.com.au/support/internet-banking/pay-transfer-business/payroll/import-file/)
-   - [CommBank](https://www.commbank.com.au/business/pds/003-279-importing-a-de-file.pdf)
-   - [Westpac](https://www.westpac.com.au/business-banking/online-banking/support-faqs/import-files/)
-   - [NAB](https://www.nab.com.au/business/online-banking/nab-connect/help)
-   - [Bendigo Bank](https://www.bendigobank.com.au/globalassets/documents/business/bulk-payments-user-guide.pdf)
-   - [Bank of Queensland](https://www.boq.com.au/help-and-support/online-banking/ob-faqs-and-support/faq-pfuf)
+5. Upload the ABA file to your bank.
+
+For additional guidance, refer to your bank's documentation:
+- ANZ Bank
+- CommBank
+- Westpac
+- NAB
+- Bendigo Bank
+- Bank of Queensland
 
 ---
 
-# Send Batch Payments
+## Send Batch Payments
 
-Once employees submit their expense reports, a Workspace Admin exports the reports (which contain the employees’ bank account information) and uploads the .aba file to the bank.
+Once employees submit their AUD reports, Workspace Admins can reimburse them in bulk by generating a single ABA file.
 
-## Step 1: Verify Currency and Reimbursement Settings
+### Step 1: Verify Currency and Reimbursement Settings
 
-1. Go to **Settings > Workspaces > [Workspace Name] > Overview**
-2. Click the Report Currency dropdown and select **AUD A$**. 
-3. Head to **Settings > Workspaces [Workspace Name] Workflows**.
+1. Go to `Settings > Workspaces > [Workspace Name] > Overview`.
+2. Click the **Report currency** dropdown and select **AUD A$**.
+3. Go to `Settings > Workspaces > [Workspace Name] > Workflows`.
 4. Scroll to **Make or track payments**.
-5. Verify that **Indirect** is selected as the Reimbursement type or select it if not.
+5. Verify that **Direct** is selected as the **Reimbursement type**.
 
-## Step 2: Upload the ABA File
+### Step 2: Upload the ABA File
 
 1. Click the **Reports** tab.
-2. Use the checkbox on the left to select all the reports needing payment.
-3. Click **Bulk Actions** and select **Reimburse via ABA**.
-5. Click **Generate ABA and Mark as Reimbursed**.
-6. Click **Download Report**.
-7. Upload the ABA file to your bank. For additional guidance, use any of the following bank guides:
-   - [ANZ Bank](https://www.anz.com.au/support/internet-banking/pay-transfer-business/payroll/import-file/)
-   - [CommBank](https://www.commbank.com.au/business/pds/003-279-importing-a-de-file.pdf)
-   - [Westpac](https://www.westpac.com.au/business-banking/online-banking/support-faqs/import-files/)
-   - [NAB](https://www.nab.com.au/business/online-banking/nab-connect/help)
-   - [Bendigo Bank](https://www.bendigobank.com.au/globalassets/documents/business/bulk-payments-user-guide.pdf)
-   - [Bank of Queensland](https://www.boq.com.au/help-and-support/online-banking/ob-faqs-and-support/faq-pfuf)
+2. Use the checkboxes to select the reports needing payment.
+3. Click **Bulk actions** and select **Reimburse via ABA**.
+4. Click **Generate ABA and mark as reimbursed**.
+5. Click **Download report**.
+6. Upload the ABA file to your bank.
+
+For guidance, refer to your bank's instructions:
+- ANZ Bank
+- CommBank
+- Westpac
+- NAB
+- Bendigo Bank
+- Bank of Queensland
 
 ---
 
 # FAQ
 
-## Can I use direct deposit for an AUD bank account?** 
+## Can I use direct deposit for an AUD bank account?
 
-Yes, you can set up global reimbursement to issue direct deposits from your Australian bank account. 
+Yes. Expensify supports global reimbursement for issuing direct deposits from your Australian bank account.
 
-More information on that feature can be found here -- [Global Reimbursement Australia](https://help.expensify.com/articles/expensify-classic/bank-accounts-and-payments/payments/Global-Reimbursement-Australia).  
+Learn more about this feature here: [Global Reimbursement Australia](https://help.expensify.com/articles/expensify-classic/bank-accounts-and-payments/payments/Global-Reimbursement-Australia).
 
 </div>

help/ref/settings/preferences/index.md

@@ -5,42 +5,22 @@ title: Preferences
 
 # Preferences
 
-Customize your Expensify experience with these preference settings:
-
-## Theme
-Change the app's appearance to suit your preference:
-- **Dark Mode** - Easy on the eyes in low-light environments
-- **Light Mode** - Bright, clean interface for well-lit spaces  
-- **Use Device Settings** - Automatically match your device's theme
-
-**To change your theme:**
-1. Go to **Account > Preferences**
-2. Click **Theme** and choose your preferred option
-3. Your theme applies across web, mobile, and desktop versions
-
-## Language
-Expensify supports multiple languages including:
-- English, Español, Deutsch, Français, Italiano
-- 日本語, Nederlands, Polski, Português (BR)
-- 中文 (简体)
-
-**To change your language:**
-1. In the left-hand menu, select **Account > Preferences**
-2. Tap or click on **Language**
-3. Choose your preferred language from the list
-4. Your account will update automatically
-
-## Notifications
-Control how and when you receive updates:
-- **Receive relevant feature updates and Expensify news**
-- **Mute all sounds from Expensify**
-
-**To manage notifications:**
-1. Go to **Account > Preferences**
-2. Toggle notification settings on or off as needed
-
-## Payment Currency
-Set your default currency for expense tracking and reimbursements.
+Your preferences shape how Expensify looks and feels just for you. Customize your language, theme, and notification settings to customize your experience across all your devices.
+
+---
+
+- **Notifications**: Decide which alerts you want to receive, such as feature updates, news, or sound notifications. You’re in control.
+
+- **Priority mode:** Choose how chats appear in your inbox -- Focus on unread and pinned chats, or keep everything visible, with the most recent messages shown at the top of the left-hand menu.
+
+- **Language options**: You can update your interface in just a few clicks by choosing from 10 supported languages. Choose your preferred language from the list, and your account will update automatically.
+
+- **Payment Currency:** Set your default currency for expense tracking and reimbursements.
+
+- **Theme:** Change the app's appearance to suit your preference:
+     - **Dark Mode** - Easy on the eyes in low-light environments
+     - **Light Mode** - Bright, clean interface for well-lit spaces
+     - **Use Device Settings** - Automatically match your device's theme
 
 ---
 

help/ref/settings/profile/index.md

@@ -1 +1,12 @@
+---
+layout: product
+title: Profile
+---
 
+# Profile
+
+Your profile is where you control how you show up in Expensify. Update your photo, name, status, and timezone so teammates know who they’re working with. Private info like your legal name and address stays visible to you only.
+
+- **Setting your status**: Add a custom status (yep, emojis included) to show if you’re in a meeting, out of office, or just heads-down for a bit.
+
+- **Managing contact methods**: Add backup emails or phone numbers to keep your account secure and accessible, even if your primary email changes.

help/ref/settings/security/index.md

@@ -1 +1,58 @@
+---
+layout: product
+title: Security
+---
+
+# Security
+
+This is where you control who can access your account and how secure it is. From adding two-factor authentication to merging accounts, it’s all in one spot.
+
+---
+
+## Two-Factor Authentication
+
+This adds an extra layer of protection to your Expensify account. Even if someone gets your login info, they won’t be able to access it without a code from your authenticator app.
+
+- **Set it up in a minute:** Use an app like Google Authenticator or Microsoft Authenticator to link your account.
+
+- **Don’t skip the backup codes:** Download or save your recovery codes somewhere safe. You’ll need them if you ever lose access to your app.
+
+- **How login works:** You’ll log in with your email magic code and a 6-digit code from your authenticator app.
+
+---
+
+## Merge Accounts
+
+If you've ended up with two Expensify accounts, you can merge them to keep expense history and workspace access under a single login.
+
+- **Heads up:** Merging is permanent and must be done from your company account by pulling in the personal one.
+
+- **How to merge:** Under **Account > Security > Merge accounts**, add the email address of the account you’re merging and then enter the magic code sent to your email. 
+
+- **What moves over:** Expenses, reports, cards, co-pilots — everything from the merged account rolls over into your existing account.
+
+---
+
+## Report Suspicious Activity
+
+If something feels off or you're concerned a bad actor has gained access to your account, report it by clicking **Report suspicious activity**. This will fully lock down your account and halt Expensify Card transactions immediately.
+
+---
+
+## Close Account
+
+If you need to close your Expensify account, you can do that here — there are just a few things to check off first.
+
+- **Before you close:** Make sure to transfer ownerships, clear any balances, and update billing contacts.
+
+- **After closing the account:** Shared reports and expenses will still be accessible to workspace admins, but all your personal data will be wiped.
+
+---
+
+## Learn More
+
+- [Two-Factor Authentication](https://help.expensify.com/articles/new-expensify/settings/Two-Factor-Authentication)
+- [Report Suspicious Activity](https://help.expensify.com/articles/new-expensify/settings/Lock-Account-Tool)
+- [Merge Accounts](https://help.expensify.com/articles/new-expensify/settings/Merge-Accounts)
+- [Close Account](https://help.expensify.com/articles/new-expensify/settings/Close-Account) 
 

help/ref/settings/subscription/index.md

@@ -1 +1,26 @@
+---
+layout: product
+title: Subscription
+---
 
+# Subscription Plan
+
+Your subscription plan determines which features are available and how much you're charged per active member. Choose the one that fits your team’s needs and budget!
+
+---
+
+- **Expensify offers two plans -- Collect and Control:** The Collect plan is $5 per member each month. The Control plan ranges from $9 to $36 per member/month, depending on your subscription commitment and how much your team uses the Expensify Card.
+
+- **Add a payment card:** To pay for your subscription, add a payment card under **Account > Subscription**. Charges will automatically be billed to this card each month.
+
+- **Change plan:** You can switch plans by clicking **Explore all plans**. You can upgrade your plan or increase your subscription size at any time. 
+
+- **Request Tax-Exempt Status:** Under **Account > Subscription > Subscription settings**, click **Tax exempt status**. This kicks off a chat with Concierge, where you can request that your account be tax-exempt and then upload a PDF of your exemption document. Our team will review everything and reach out if we need anything else.
+
+---
+
+## Learn More
+
+- [Billing Overview](https://help.expensify.com/articles/new-expensify/billing-and-subscriptions/Billing-Overview)
+- [Change Workspace Plan](https://help.expensify.com/articles/new-expensify/billing-and-subscriptions/Changing-Your-Workspace-Plan)
+- [Tax Exemption](https://help.expensify.com/articles/new-expensify/billing-and-subscriptions/Tax-Exemption)