fix: Pay-403 Forbidden console error

Author: nkdengineer

src/libs/actions/IOU.ts

@@ -8630,6 +8630,9 @@ function getSendMoneyParams(
             ...optimisticIOUReport,
             lastMessageText: getReportActionText(optimisticIOUReportAction),
             lastMessageHtml: getReportActionHtml(optimisticIOUReportAction),
+            pendingFields: {
+                createChat: CONST.RED_BRICK_ROAD_PENDING_ACTION.ADD,
+            },
         },
     };
     const optimisticTransactionThreadData: OnyxUpdate = {

src/pages/home/ReportScreen.tsx

@@ -703,7 +703,7 @@ function ReportScreen({route, navigation}: ReportScreenProps) {
             return;
         }
         // Ensures the optimistic report is created successfully
-        if (reportIDFromRoute !== report?.reportID) {
+        if (reportIDFromRoute !== report?.reportID || report?.pendingFields?.createChat) {
             return;
         }
         // Ensures subscription event succeeds when the report/workspace room is created optimistically.