Merge pull request #5064 from cfpb/q659-zip-code

resolving improper reference to zip code value for q659_1 and q659_2

Author: lchen-2101

common/src/main/resources/2022EditsDescriptions.txt

@@ -305,5 +305,5 @@ Q655|If Total Units is greater than or equal to 5 and the record relates to a mu
 Q656|The value 1111 was entered in a field that accepts only "Exempt" as the exemption code, which may indicate an incorrect exemption code is being used.|Interest Rate; Rate Spread; Prepayment Penalty Term; Debt-to-Income Ratio; Combined Loan-to-Value Ratio; Loan Term; Introductory Rate Period; Street Address; City; State; Zip Code; Total Loan Costs; Total Points and Fees; Origination Charges; Discount Points; Lender Credits; Property Value; Multifamily Affordable Units; NMLSR ID
 Q657|The value 1111 was entered in a field that does not accept 1111 as an exemption code, which may indicate that an incorrect exemption code is being used.|Total Units; Income; Type of Purchaser; HOEPA Status; Lien Status; Loan Type; Loan Purpose; Construction Method; Occupancy Type; Loan Amount; Rate Spread; Preapproval; Action Taken; Ethnicity of Applicant or Borrower: 1; Ethnicity of Applicant or Borrower: 2; Ethnicity of Applicant or Borrower: 3; Ethnicity of Applicant or Borrower: 4; Ethnicity of Applicant or Borrower: 5; Ethnicity of Applicant or Borrower Collected on the Basis of Visual Observation or Surname; Ethnicity of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname; Race of Applicant or Borrower: 1; Race of Applicant or Borrower: 2; Race of Applicant or Borrower: 3; Race of Applicant or Borrower: 4; Race of Applicant or Borrower: 5; Race of Co-Applicant or Co-Borrower: 1; Race of Co-Applicant or Co-Borrower: 2; Race of Co-Applicant or Co-Borrower: 3; Race of Co-Applicant or Co-Borrower: 4; Race of Co-Applicant or Co-Borrower: 5; Race of Applicant or Borrower Collected on the Basis of Visual Observation or Surname; Race of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname; Sex of Applicant or Borrower; Sex of Co-Applicant or Co-Borrower; Sex of Applicant or Borrower Collected on the Basis of Visual Observation or Surname; Sex of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname; Age of Applicant or Borrower; Age of Co-Applicant or Co-Borrower; Automated Underwriting System: 2; Automated Underwriting System: 3; Automated Underwriting System: 4; Automated Underwriting System: 5; Automated Underwriting System Result: 2; Automated Underwriting System Result: 3; Automated Underwriting System Result: 4; Automated Underwriting System Result: 5
 Q658|If Loan Term is not NA or Exempt, the Loan Term should generally be 600 or less.|Loan Term
-Q659-1|The values 888 or 88888 were entered in a field that accepts 8888 or NA as a value, which may indicate that an incorrect value is being used.|Age of Applicant or Borrower; Age of Co-Applicant or Co-Borrower; Credit Score of Applicant or Borrower; Credit Score of Co-Applicant or Co-Borrower; Street Address; City; State; ZIP; Income; Rate Spread; Total Loan Costs; Total Points and Fees; Origination Charges; Discount Points; Lender Credits; Interest Rate; Prepayment Penalty Term; Debt-to-Income Ratio; Combined Loan-to-Value Ratio; Loan Term; Introductory Rate Period; Multifamily Affordable Units; Property Value; NMLSR ID
-Q659-2|The values 999 or 99999 were entered in a field that accepts 9999 or NA as a value, which may indicate that an incorrect value is being used.|Age of Applicant or Borrower; Age of Co-Applicant or Co-Borrower; Credit Score of Applicant or Borrower; Credit Score of Co-Applicant or Co-Borrower; Street Address; City; State; ZIP; Income; Rate Spread; Total Loan Costs; Total Points and Fees; Origination Charges; Discount Points; Lender Credits; Interest Rate; Prepayment Penalty Term; Debt-to-Income Ratio; Combined Loan-to-Value Ratio; Loan Term; Introductory Rate Period; Multifamily Affordable Units; Property Value; NMLSR ID
+Q659-1|The values 888 or 88888 were entered in a field that accepts 8888 or NA as a value, which may indicate that an incorrect value is being used.|Age of Applicant or Borrower; Age of Co-Applicant or Co-Borrower; Credit Score of Applicant or Borrower; Credit Score of Co-Applicant or Co-Borrower; Street Address; City; State; Zip Code; Income; Rate Spread; Total Loan Costs; Total Points and Fees; Origination Charges; Discount Points; Lender Credits; Interest Rate; Prepayment Penalty Term; Debt-to-Income Ratio; Combined Loan-to-Value Ratio; Loan Term; Introductory Rate Period; Multifamily Affordable Units; Property Value; NMLSR ID
+Q659-2|The values 999 or 99999 were entered in a field that accepts 9999 or NA as a value, which may indicate that an incorrect value is being used.|Age of Applicant or Borrower; Age of Co-Applicant or Co-Borrower; Credit Score of Applicant or Borrower; Credit Score of Co-Applicant or Co-Borrower; Street Address; City; State; Zip Code; Income; Rate Spread; Total Loan Costs; Total Points and Fees; Origination Charges; Discount Points; Lender Credits; Interest Rate; Prepayment Penalty Term; Debt-to-Income Ratio; Combined Loan-to-Value Ratio; Loan Term; Introductory Rate Period; Multifamily Affordable Units; Property Value; NMLSR ID

common/src/main/resources/2022QuarterlyEditsDescriptions.txt

@@ -303,5 +303,5 @@ Q655|If Total Units is greater than or equal to 5 and the record relates to a mu
 Q656|The value 1111 was entered in a field that accepts only "Exempt" as the exemption code, which may indicate an incorrect exemption code is being used.|Interest Rate; Rate Spread; Prepayment Penalty Term; Debt-to-Income Ratio; Combined Loan-to-Value Ratio; Loan Term; Introductory Rate Period; Street Address; City; State; Zip Code; Total Loan Costs; Total Points and Fees; Origination Charges; Discount Points; Lender Credits; Property Value; Multifamily Affordable Units; NMLSR ID
 Q657|The value 1111 was entered in a field that does not accept 1111 as an exemption code, which may indicate that an incorrect exemption code is being used.|Total Units; Income; Type of Purchaser; HOEPA Status; Lien Status; Loan Type; Loan Purpose; Construction Method; Occupancy Type; Loan Amount; Rate Spread; Preapproval; Action Taken; Ethnicity of Applicant or Borrower: 1; Ethnicity of Applicant or Borrower: 2; Ethnicity of Applicant or Borrower: 3; Ethnicity of Applicant or Borrower: 4; Ethnicity of Applicant or Borrower: 5; Ethnicity of Applicant or Borrower Collected on the Basis of Visual Observation or Surname; Ethnicity of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname; Race of Applicant or Borrower: 1; Race of Applicant or Borrower: 2; Race of Applicant or Borrower: 3; Race of Applicant or Borrower: 4; Race of Applicant or Borrower: 5; Race of Co-Applicant or Co-Borrower: 1; Race of Co-Applicant or Co-Borrower: 2; Race of Co-Applicant or Co-Borrower: 3; Race of Co-Applicant or Co-Borrower: 4; Race of Co-Applicant or Co-Borrower: 5; Race of Applicant or Borrower Collected on the Basis of Visual Observation or Surname; Race of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname; Sex of Applicant or Borrower; Sex of Co-Applicant or Co-Borrower; Sex of Applicant or Borrower Collected on the Basis of Visual Observation or Surname; Sex of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname; Age of Applicant or Borrower; Age of Co-Applicant or Co-Borrower; Automated Underwriting System: 2; Automated Underwriting System: 3; Automated Underwriting System: 4; Automated Underwriting System: 5; Automated Underwriting System Result: 2; Automated Underwriting System Result: 3; Automated Underwriting System Result: 4; Automated Underwriting System Result: 5
 Q658|If Loan Term is not NA or Exempt, the Loan Term should generally be 600 or less.|Loan Term
-Q659-1|The values 888 or 88888 were entered in a field that accepts 8888 or NA as a value, which may indicate that an incorrect value is being used.|Age of Applicant or Borrower; Age of Co-Applicant or Co-Borrower; Credit Score of Applicant or Borrower; Credit Score of Co-Applicant or Co-Borrower; Street Address; City; State; ZIP; Income; Rate Spread; Total Loan Costs; Total Points and Fees; Origination Charges; Discount Points; Lender Credits; Interest Rate; Prepayment Penalty Term; Debt-to-Income Ratio; Combined Loan-to-Value Ratio; Loan Term; Introductory Rate Period; Multifamily Affordable Units; Property Value; NMLSR ID
-Q659-2|The values 999 or 99999 were entered in a field that accepts 9999 or NA as a value, which may indicate that an incorrect value is being used.|Age of Applicant or Borrower; Age of Co-Applicant or Co-Borrower; Credit Score of Applicant or Borrower; Credit Score of Co-Applicant or Co-Borrower; Street Address; City; State; ZIP; Income; Rate Spread; Total Loan Costs; Total Points and Fees; Origination Charges; Discount Points; Lender Credits; Interest Rate; Prepayment Penalty Term; Debt-to-Income Ratio; Combined Loan-to-Value Ratio; Loan Term; Introductory Rate Period; Multifamily Affordable Units; Property Value; NMLSR ID
+Q659-1|The values 888 or 88888 were entered in a field that accepts 8888 or NA as a value, which may indicate that an incorrect value is being used.|Age of Applicant or Borrower; Age of Co-Applicant or Co-Borrower; Credit Score of Applicant or Borrower; Credit Score of Co-Applicant or Co-Borrower; Street Address; City; State; Zip Code; Income; Rate Spread; Total Loan Costs; Total Points and Fees; Origination Charges; Discount Points; Lender Credits; Interest Rate; Prepayment Penalty Term; Debt-to-Income Ratio; Combined Loan-to-Value Ratio; Loan Term; Introductory Rate Period; Multifamily Affordable Units; Property Value; NMLSR ID
+Q659-2|The values 999 or 99999 were entered in a field that accepts 9999 or NA as a value, which may indicate that an incorrect value is being used.|Age of Applicant or Borrower; Age of Co-Applicant or Co-Borrower; Credit Score of Applicant or Borrower; Credit Score of Co-Applicant or Co-Borrower; Street Address; City; State; Zip Code; Income; Rate Spread; Total Loan Costs; Total Points and Fees; Origination Charges; Discount Points; Lender Credits; Interest Rate; Prepayment Penalty Term; Debt-to-Income Ratio; Combined Loan-to-Value Ratio; Loan Term; Introductory Rate Period; Multifamily Affordable Units; Property Value; NMLSR ID

common/src/main/resources/2023EditsDescriptions.txt

@@ -306,5 +306,5 @@ Q655|If Total Units is greater than or equal to 5 and the record relates to a mu
 Q656|The value 1111 was entered in a field that accepts only "Exempt" as the exemption code, which may indicate an incorrect exemption code is being used.|Interest Rate; Rate Spread; Prepayment Penalty Term; Debt-to-Income Ratio; Combined Loan-to-Value Ratio; Loan Term; Introductory Rate Period; Street Address; City; State; Zip Code; Total Loan Costs; Total Points and Fees; Origination Charges; Discount Points; Lender Credits; Property Value; Multifamily Affordable Units; NMLSR ID
 Q657|The value 1111 was entered in a field that does not accept 1111 as an exemption code, which may indicate that an incorrect exemption code is being used.|Total Units; Income; Type of Purchaser; HOEPA Status; Lien Status; Loan Type; Loan Purpose; Construction Method; Occupancy Type; Loan Amount; Rate Spread; Preapproval; Action Taken; Ethnicity of Applicant or Borrower: 1; Ethnicity of Applicant or Borrower: 2; Ethnicity of Applicant or Borrower: 3; Ethnicity of Applicant or Borrower: 4; Ethnicity of Applicant or Borrower: 5; Ethnicity of Applicant or Borrower Collected on the Basis of Visual Observation or Surname; Ethnicity of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname; Race of Applicant or Borrower: 1; Race of Applicant or Borrower: 2; Race of Applicant or Borrower: 3; Race of Applicant or Borrower: 4; Race of Applicant or Borrower: 5; Race of Co-Applicant or Co-Borrower: 1; Race of Co-Applicant or Co-Borrower: 2; Race of Co-Applicant or Co-Borrower: 3; Race of Co-Applicant or Co-Borrower: 4; Race of Co-Applicant or Co-Borrower: 5; Race of Applicant or Borrower Collected on the Basis of Visual Observation or Surname; Race of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname; Sex of Applicant or Borrower; Sex of Co-Applicant or Co-Borrower; Sex of Applicant or Borrower Collected on the Basis of Visual Observation or Surname; Sex of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname; Age of Applicant or Borrower; Age of Co-Applicant or Co-Borrower; Automated Underwriting System: 2; Automated Underwriting System: 3; Automated Underwriting System: 4; Automated Underwriting System: 5; Automated Underwriting System Result: 2; Automated Underwriting System Result: 3; Automated Underwriting System Result: 4; Automated Underwriting System Result: 5
 Q658|If Loan Term is not NA or Exempt, the Loan Term should generally be 600 or less.|Loan Term
-Q659-1|The values 888 or 88888 were entered in a field that accepts 8888 or NA as a value, which may indicate that an incorrect value is being used.|Age of Applicant or Borrower; Age of Co-Applicant or Co-Borrower; Credit Score of Applicant or Borrower; Credit Score of Co-Applicant or Co-Borrower; Street Address; City; State; ZIP; Income; Rate Spread; Total Loan Costs; Total Points and Fees; Origination Charges; Discount Points; Lender Credits; Interest Rate; Prepayment Penalty Term; Debt-to-Income Ratio; Combined Loan-to-Value Ratio; Loan Term; Introductory Rate Period; Multifamily Affordable Units; Property Value; NMLSR ID
-Q659-2|The values 999 or 99999 were entered in a field that accepts 9999 or NA as a value, which may indicate that an incorrect value is being used.|Age of Applicant or Borrower; Age of Co-Applicant or Co-Borrower; Credit Score of Applicant or Borrower; Credit Score of Co-Applicant or Co-Borrower; Street Address; City; State; ZIP; Income; Rate Spread; Total Loan Costs; Total Points and Fees; Origination Charges; Discount Points; Lender Credits; Interest Rate; Prepayment Penalty Term; Debt-to-Income Ratio; Combined Loan-to-Value Ratio; Loan Term; Introductory Rate Period; Multifamily Affordable Units; Property Value; NMLSR ID
+Q659-1|The values 888 or 88888 were entered in a field that accepts 8888 or NA as a value, which may indicate that an incorrect value is being used.|Age of Applicant or Borrower; Age of Co-Applicant or Co-Borrower; Credit Score of Applicant or Borrower; Credit Score of Co-Applicant or Co-Borrower; Street Address; City; State; Zip Code; Income; Rate Spread; Total Loan Costs; Total Points and Fees; Origination Charges; Discount Points; Lender Credits; Interest Rate; Prepayment Penalty Term; Debt-to-Income Ratio; Combined Loan-to-Value Ratio; Loan Term; Introductory Rate Period; Multifamily Affordable Units; Property Value; NMLSR ID
+Q659-2|The values 999 or 99999 were entered in a field that accepts 9999 or NA as a value, which may indicate that an incorrect value is being used.|Age of Applicant or Borrower; Age of Co-Applicant or Co-Borrower; Credit Score of Applicant or Borrower; Credit Score of Co-Applicant or Co-Borrower; Street Address; City; State; Zip Code; Income; Rate Spread; Total Loan Costs; Total Points and Fees; Origination Charges; Discount Points; Lender Credits; Interest Rate; Prepayment Penalty Term; Debt-to-Income Ratio; Combined Loan-to-Value Ratio; Loan Term; Introductory Rate Period; Multifamily Affordable Units; Property Value; NMLSR ID