diff --git a/api/gen_ai/tests/test_bank.py b/api/gen_ai/tests/test_bank.py
new file mode 100644
index 0000000000..cf8e49cbdd
--- /dev/null
+++ b/api/gen_ai/tests/test_bank.py
@@ -0,0 +1,115 @@
+import unittest
+from datetime import datetime
+from unittest.mock import patch
+
+from api.gen_ai.bank import BankAccountManager
+
+
+class TestBankAccountManager(unittest.TestCase):
+    def setUp(self):
+        self.manager = BankAccountManager()
+        self.account_id = self.manager.create_account("Test User")
+
+    def test_create_account(self):
+        """Test that an account can be created with correct initial values."""
+        account = self.manager.accounts[self.account_id]
+        self.assertEqual(account['owner'], "Test User")
+        self.assertEqual(account['balance'], 0.0)
+        self.assertIsInstance(account['transactions'], list)
+        self.assertEqual(len(account['transactions']), 0)
+        self.assertIsInstance(account['created_at'], datetime)
+
+    @patch('uuid.uuid4')
+    def test_create_account_id(self, mock_uuid):
+        """Test that an account ID is created correctly using UUID."""
+        mock_uuid.return_value = "mock-uuid-123"
+        manager = BankAccountManager()
+        account_id = manager.create_account("Test User")
+        self.assertEqual(account_id, "mock-uuid-123")
+
+    def test_deposit_valid_amount(self):
+        """Test depositing a valid amount into an account."""
+        new_balance = self.manager.deposit(self.account_id, 100.0)
+        self.assertEqual(new_balance, 100.0)
+        self.assertEqual(self.manager.accounts[self.account_id]['balance'], 100.0)
+        
+        # Verify transaction was recorded
+        transactions = self.manager.accounts[self.account_id]['transactions']
+        self.assertEqual(len(transactions), 1)
+        self.assertEqual(transactions[0]['type'], 'deposit')
+        self.assertEqual(transactions[0]['amount'], 100.0)
+        self.assertIsInstance(transactions[0]['timestamp'], datetime)
+
+    def test_deposit_multiple_amounts(self):
+        """Test multiple deposits into an account."""
+        self.manager.deposit(self.account_id, 100.0)
+        new_balance = self.manager.deposit(self.account_id, 50.0)
+        self.assertEqual(new_balance, 150.0)
+        self.assertEqual(len(self.manager.accounts[self.account_id]['transactions']), 2)
+
+    def test_deposit_invalid_amount(self):
+        """Test that depositing zero or negative amount raises ValueError."""
+        with self.assertRaises(ValueError) as context:
+            self.manager.deposit(self.account_id, 0)
+        self.assertIn("Deposit amount must be positive", str(context.exception))
+
+        with self.assertRaises(ValueError) as context:
+            self.manager.deposit(self.account_id, -50)
+        self.assertIn("Deposit amount must be positive", str(context.exception))
+
+    def test_withdraw_valid_amount(self):
+        """Test withdrawing a valid amount from an account."""
+        self.manager.deposit(self.account_id, 100.0)
+        new_balance = self.manager.withdraw(self.account_id, 50.0)
+        self.assertEqual(new_balance, 50.0)
+        
+        # Verify transaction was recorded
+        transactions = self.manager.accounts[self.account_id]['transactions']
+        self.assertEqual(len(transactions), 2)
+        self.assertEqual(transactions[1]['type'], 'withdrawal')
+        self.assertEqual(transactions[1]['amount'], 50.0)
+
+    def test_withdraw_insufficient_funds(self):
+        """Test that withdrawing more than balance raises ValueError."""
+        self.manager.deposit(self.account_id, 50.0)
+        with self.assertRaises(ValueError) as context:
+            self.manager.withdraw(self.account_id, 100.0)
+        self.assertIn("Insufficient funds", str(context.exception))
+
+    def test_withdraw_invalid_amount(self):
+        """Test that withdrawing zero or negative amount raises ValueError."""
+        with self.assertRaises(ValueError) as context:
+            self.manager.withdraw(self.account_id, 0)
+        self.assertIn("Withdrawal amount must be positive", str(context.exception))
+
+    def test_transfer_between_accounts(self):
+        """Test transferring money between two accounts."""
+        second_account_id = self.manager.create_account("Second User")
+        self.manager.deposit(self.account_id, 100.0)
+        
+        result = self.manager.transfer(self.account_id, second_account_id, 50.0)
+        self.assertTrue(result)
+        self.assertEqual(self.manager.get_balance(self.account_id), 50.0)
+        self.assertEqual(self.manager.get_balance(second_account_id), 50.0)
+
+    def test_transfer_to_same_account(self):
+        """Test that transferring to the same account raises ValueError."""
+        with self.assertRaises(ValueError) as context:
+            self.manager.transfer(self.account_id, self.account_id, 50.0)
+        self.assertIn("Cannot transfer to the same account", str(context.exception))
+
+    def test_get_transaction_history(self):
+        """Test retrieving transaction history for an account."""
+        self.manager.deposit(self.account_id, 100.0)
+        self.manager.withdraw(self.account_id, 50.0)
+        
+        history = self.manager.get_transaction_history(self.account_id)
+        self.assertEqual(len(history), 2)
+        self.assertEqual(history[0]['type'], 'deposit')
+        self.assertEqual(history[1]['type'], 'withdrawal')
+
+    def test_delete_account(self):
+        """Test that an account can be deleted."""
+        result = self.manager.delete_account(self.account_id)
+        self.assertTrue(result)
+        self.assertNotIn(self.account_id, self.manager.accounts)
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