insurance-underwriting

Insurance Underwriting

Insurance underwriting with SWITCH decision routing for accept/decline/refer.

Input: applicationId, applicantName, coverageType, coverageAmount | Timeout: 60s

Pipeline

uw_collect_app
    │
uw_assess_risk
    │
uw_quote
    │
uw_route_decision [SWITCH]
  ├─ accept: uw_accept
  ├─ decline: uw_decline
  ├─ refer: uw_refer
  └─ default: uw_refer
    │
uw_bind

Workers

AcceptWorker (uw_accept)

Reads applicationId, premium. Outputs accepted, acceptedAt.

AssessRiskWorker (uw_assess_risk)

boolean smoker = Boolean.TRUE.equals(data.get("smoker"));

Reads applicantData, coverageAmount. Outputs riskClass, decision, riskScore, declineReason, referReason.

BindWorker (uw_bind)

String policyNumber = "POL-" + String.valueOf(System.currentTimeMillis()).substring(5);

Reads applicantName, decision, premium. Outputs policyNumber, bound, effectiveDate, premium.

CollectAppWorker (uw_collect_app)

Reads applicationId, coverageAmount, coverageType. Outputs applicantData.

DeclineWorker (uw_decline)

Reads applicationId, declineReason. Outputs declined, appealAvailable.

QuoteWorker (uw_quote)

double basePremium = (amount / 1000) * 1.5;
double premium = Math.round(basePremium * riskMultiplier * 100.0) / 100.0;

Reads coverageAmount, riskClass. Outputs premium, premiumFrequency, quoteValidDays.

ReferWorker (uw_refer)

Reads applicationId, referReason. Outputs referred, assignedTo.

Tests

6 tests cover valid inputs, boundary values, null handling, and error paths.

mvn test

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Run this example: see RUNNING.md for setup, build, and CLI instructions.