feat(kai-core-install): v1.1.0 - Add complete USER/ and SYSTEM/ templates

Major update adding full USER/SYSTEM configuration architecture:

USER/ templates (15 files):
- BASICINFO.md, CONTACTS.md, IDENTITY.md, TECHSTACKPREFERENCES.md
- ASSETMANAGEMENT.md, SECURITYSYSTEM.md, DEFINITIONS.md, CORECONTENT.md
- RESUME.md, REMINDERS.md, ALGOPREFS.md, ART.md, ABOUTME.md, TELOS.md
- README.md directory overview

SYSTEM/ templates (17 files):
- PAISYSTEMARCHITECTURE.md (15 Founding Principles)
- SKILLSYSTEM.md, MEMORYSYSTEM.md, THEHOOKSYSTEM.md
- THEDELEGATIONSYSTEM.md, THENOTIFICATIONSYSTEM.md, AGENTS.md
- ACTIONS.md, PIPELINES.md, TOOLS.md, CLIFIRSTARCHITECTURE.md
- THEFABRICSYSTEM.md, SCRAPINGREFERENCE.md, TERMINALTABS.md
- DOCUMENTATIONINDEX.md, BACKUPS.md, README.md

All templates include:
- Extensive documentation headers with PURPOSE, LOCATION, CUSTOMIZATION
- Sanitized placeholders (${PAI_DIR}, [YOUR_NAME], etc.)
- Customization checklists and related file references

Updated pack metadata:
- README.md: Documented new structure, file listings
- INSTALL.md: Added USER/SYSTEM installation phases
- VERIFY.md: Added verification for all 32 new files

Co-Authored-By: Claude Opus 4.5 <noreply@anthropic.com>

Author: danielmiessler

Packs/kai-core-install/INSTALL.md

@@ -1,16 +1,16 @@
 ---
 name: Kai Core Install
-pack-id: danielmiessler-kai-core-install-v1.0.1
-version: 1.0.1
+pack-id: danielmiessler-kai-core-install-v1.1.0
+version: 1.1.0
 author: danielmiessler
-description: Complete PAI core installation - skill routing, identity system, and architecture tracking. The foundation pack that makes everything else work.
+description: Complete PAI core installation - skill routing, identity system, USER/SYSTEM configuration architecture. The foundation pack that makes everything else work.
 type: feature
 purpose-type: [productivity, automation, development]
 platform: claude-code
 dependencies:
   - kai-hook-system (required) - Hooks enable session context loading and events
   - kai-history-system (optional) - History capture for skill usage and learnings
-keywords: [core, identity, skills, routing, architecture, installation, foundation, personality, response-format, principles]
+keywords: [core, identity, skills, routing, architecture, installation, foundation, personality, response-format, principles, user-config, system-config]
 ---
 
 <p align="center">
@@ -19,7 +19,7 @@ keywords: [core, identity, skills, routing, architecture, installation, foundati
 
 # Kai Core Install (kai-core-install)
 
-> The complete foundation for Personal AI Infrastructure - skill routing, identity framework, and architecture tracking in one unified pack.
+> The complete foundation for Personal AI Infrastructure - skill routing, identity framework, USER/SYSTEM configuration, and architecture tracking in one unified pack.
 
 > **Installation:** This pack is designed for AI-assisted installation. Give this directory to your AI and ask it to install using the wizard in `INSTALL.md`. The installation dynamically adapts to your system state. See [AI-First Installation Philosophy](../../README.md#ai-first-installation-philosophy) for details.
 
@@ -38,16 +38,50 @@ keywords: [core, identity, skills, routing, architecture, installation, foundati
 - **Mandatory Response Format**: Structured output with emoji sections
 - **Personality Calibration**: Numeric precision for traits (enthusiasm, precision, etc.)
 - **Operating Constitution**: Core values and non-negotiable principles
-- **14 Founding Principles**: Architectural philosophy for building AI infrastructure
+- **15 Founding Principles**: Architectural philosophy for building AI infrastructure
 - **First-Person Voice**: Natural, embodied communication
 
-**Part 3: Architecture Tracking**
+**Part 3: USER/SYSTEM Configuration Architecture** (NEW in v1.1.0)
+- **USER/ Directory**: Personal configuration (identity, contacts, preferences)
+- **SYSTEM/ Directory**: System architecture (skill system, hooks, memory, delegation)
+- **Separation of Concerns**: User data stays private, system config is shareable
+- **Extensive Documentation**: Every file has comprehensive headers
+
+**Part 4: Architecture Tracking**
 - **PAI Architecture.md**: Auto-generated tracking of installed packs, bundles, plugins
 - **Upgrade History**: Running record of all changes to your PAI system
 - **System Health**: Status checks for all installed components
 
 ## Architecture Overview
 
+```
+┌─────────────────────────────────────────────────────────────────┐
+│              PAI CORE STRUCTURE                                  │
+├─────────────────────────────────────────────────────────────────┤
+│                                                                 │
+│  skills/CORE/                                                   │
+│  ├── SKILL.md              # Main entry point                   │
+│  ├── USER/                 # Personal configuration (v1.1.0)    │
+│  │   ├── BASICINFO.md      # Name, email, social handles        │
+│  │   ├── CONTACTS.md       # Contact directory                  │
+│  │   ├── IDENTITY.md       # AI name and personality            │
+│  │   ├── TECHSTACKPREFERENCES.md  # Tech preferences            │
+│  │   ├── ASSETMANAGEMENT.md       # Digital assets              │
+│  │   ├── SECURITYSYSTEM.md        # Security protocols          │
+│  │   └── ...               # More user config                   │
+│  └── SYSTEM/               # System architecture (v1.1.0)       │
+│      ├── PAISYSTEMARCHITECTURE.md  # 15 Founding Principles     │
+│      ├── SKILLSYSTEM.md    # Skill configuration                │
+│      ├── MEMORYSYSTEM.md   # Memory architecture                │
+│      ├── THEHOOKSYSTEM.md  # Hook lifecycle                     │
+│      ├── AGENTS.md         # Agent trait system                 │
+│      └── ...               # More system docs                   │
+│                                                                 │
+└─────────────────────────────────────────────────────────────────┘
+```
+
+### Skill Loading Tiers
+
 ```
 ┌─────────────────────────────────────────────────────────────────┐
 │              SKILL LOADING TIERS                                 │
@@ -86,22 +120,72 @@ keywords: [core, identity, skills, routing, architecture, installation, foundati
 
 ## What's Included
 
+### Core Files
+
 | Component | File | Purpose |
 |-----------|------|---------|
 | CORE skill template | `src/skills/CORE/SKILL.md` | Main identity and routing hub |
-| Skill system docs | `src/skills/CORE/SkillSystem.md` | Skill routing architecture |
 | CreateSkill skill | `src/skills/CreateSkill/SKILL.md` | Meta-skill for creating skills |
 | UpdateDocumentation | `src/skills/CORE/Workflows/UpdateDocumentation.md` | Architecture refresh workflow |
-| SkillSearch tool | `src/tools/SkillSearch.ts` | Search skill index |
-| GenerateSkillIndex | `src/tools/GenerateSkillIndex.ts` | Build skill index |
-| PaiArchitecture | `src/tools/PaiArchitecture.ts` | Generate architecture tracking |
+
+### USER/ Templates (v1.1.0)
+
+| File | Purpose |
+|------|---------|
+| `README.md` | Directory overview |
+| `BASICINFO.md` | Name, email, social handles |
+| `CONTACTS.md` | Contact directory |
+| `IDENTITY.md` | AI name and personality configuration |
+| `TECHSTACKPREFERENCES.md` | Tech stack preferences |
+| `ASSETMANAGEMENT.md` | Digital assets registry |
+| `SECURITYSYSTEM.md` | Security protocols |
+| `DEFINITIONS.md` | Canonical definitions |
+| `CORECONTENT.md` | Essential content registry |
+| `RESUME.md` | Professional background |
+| `REMINDERS.md` | Reminder system |
+| `ALGOPREFS.md` | AI behavior customizations |
+| `ART.md` | Visual style guidelines |
+| `ABOUTME.md` | Personal background |
+| `TELOS.md` | Life operating system |
+
+### SYSTEM/ Templates (v1.1.0)
+
+| File | Purpose |
+|------|---------|
+| `README.md` | Directory overview |
+| `PAISYSTEMARCHITECTURE.md` | 15 Founding Principles |
+| `SKILLSYSTEM.md` | Skill configuration system |
+| `MEMORYSYSTEM.md` | Memory architecture |
+| `THEHOOKSYSTEM.md` | Hook lifecycle |
+| `THEDELEGATIONSYSTEM.md` | Delegation patterns |
+| `THENOTIFICATIONSYSTEM.md` | Notification channels |
+| `AGENTS.md` | Agent trait system |
+| `ACTIONS.md` | Multi-step workflows |
+| `PIPELINES.md` | Pipeline orchestration |
+| `TOOLS.md` | CLI utilities reference |
+| `CLIFIRSTARCHITECTURE.md` | CLI-First pattern |
+| `THEFABRICSYSTEM.md` | Fabric patterns |
+| `SCRAPINGREFERENCE.md` | Web scraping |
+| `TERMINALTABS.md` | Terminal management |
+| `DOCUMENTATIONINDEX.md` | Documentation index |
+| `BACKUPS.md` | Backup strategies |
+
+### Tools
+
+| Tool | Purpose |
+|------|---------|
+| `SkillSearch.ts` | Search skill index |
+| `GenerateSkillIndex.ts` | Build skill index |
+| `PaiArchitecture.ts` | Generate architecture tracking |
 
 **Summary:**
-- **Files created:** 10+
+- **USER/ files:** 15 templates
+- **SYSTEM/ files:** 17 templates
+- **Total files created:** 40+
 - **Hooks registered:** 0 (uses hook system from kai-hook-system)
 - **Dependencies:** kai-hook-system (required), kai-history-system (optional)
 
-## The 14 Founding Principles
+## The 15 Founding Principles
 
 1. **Clear Thinking + Prompting is King** - Good prompts come from clear thinking
 2. **Scaffolding > Model** - Architecture matters more than which model
@@ -117,11 +201,12 @@ keywords: [core, identity, skills, routing, architecture, installation, foundati
 12. **Custom History System** - Automatic capture of valuable work
 13. **Custom Agent Personalities** - Different voices for different tasks
 14. **Science as Cognitive Loop** - Hypothesis → Experiment → Measure → Iterate
+15. **Permission to Fail** - Uncertainty is honest, guessing is not
 
 ## Credits
 
 - **Author:** Daniel Miessler
-- **Origin:** Extracted from production Kai system (2024-2025)
+- **Origin:** Extracted from production Kai system (2024-2026)
 - **License:** MIT
 
 ## Works Well With
@@ -132,6 +217,14 @@ keywords: [core, identity, skills, routing, architecture, installation, foundati
 
 ## Changelog
 
+### 1.1.0 - 2026-01-08
+- **NEW: USER/ directory** - 15 personal configuration templates
+- **NEW: SYSTEM/ directory** - 17 system architecture templates
+- Added extensive documentation headers to all files
+- Files include customization checklists and related file references
+- Separation of personal data (USER/) from system architecture (SYSTEM/)
+- Updated installation and verification guides
+
 ### 1.0.1 - 2026-01-03
 - Fixed CreateSkill SKILL.md - removed broken workflow references, now points to SkillSystem.md
 - Improved skill validation compliance