Merge pull request #128 from dbwls99706/claude/project-review-analysis-jghi99

data: backfill sources for all 111 source-less country-canon dead ends

Author: dbwls99706

data/canons/banking/account-needs-residence-visa/ae.json

@@ -44,7 +44,10 @@
       "action": "Assume a non-resident account works like a local current account",
       "why_fails": "Non-resident accounts often have high minimum balances, no chequebook, and limited features - not suitable for receiving a local salary or daily use.",
       "fail_rate": 0.5,
-      "condition": "Using a non-resident account for salary/daily banking"
+      "condition": "Using a non-resident account for salary/daily banking",
+      "sources": [
+        "https://u.ae/en/information-and-services/finance-and-investment/banking"
+      ]
     }
   ],
   "workarounds": [

data/canons/banking/cash-and-atm-skimming/mx.json

@@ -43,7 +43,11 @@
     {
       "action": "Use any standalone ATM and accept its currency-conversion offer",
       "why_fails": "Standalone non-bank ATMs have higher skimming risk and poor dynamic-currency-conversion rates; choosing 'with conversion' costs more.",
-      "fail_rate": 0.5
+      "fail_rate": 0.5,
+      "sources": [
+        "https://www.gob.mx/condusef",
+        "https://www.banxico.org.mx/"
+      ]
     }
   ],
   "workarounds": [

data/canons/banking/cash-culture-account-needs-permit/id.json

@@ -44,7 +44,11 @@
       "action": "Open an Indonesian bank account as a tourist to handle payments",
       "why_fails": "Banks generally require a KITAS/KITAP stay permit and a local tax ID; tourists are usually declined. Local e-wallets (GoPay, OVO) also need an Indonesian number and account.",
       "fail_rate": 0.7,
-      "condition": "Tourist without a stay permit"
+      "condition": "Tourist without a stay permit",
+      "sources": [
+        "https://www.indonesia.travel/",
+        "https://www.bi.go.id/"
+      ]
     }
   ],
   "workarounds": [

data/canons/banking/cash-economy-dong-only/vn.json

@@ -44,7 +44,10 @@
       "action": "Open a Vietnamese bank account as a tourist to handle local payments",
       "why_fails": "Banks generally require a residence card or work documentation to open an account; tourists are usually declined. Local digital wallets (e.g., MoMo) also require a Vietnamese bank account.",
       "fail_rate": 0.7,
-      "condition": "Tourist without residence/work documents"
+      "condition": "Tourist without residence/work documents",
+      "sources": [
+        "https://vietnam.travel/"
+      ]
     }
   ],
   "workarounds": [

data/canons/banking/cash-still-king/de.json

@@ -11,7 +11,10 @@
     "last_confirmed": "2026-06-14"
   },
   "environment": {
-    "runtime": { "name": "ai-agent", "version_range": ">=1.0" },
+    "runtime": {
+      "name": "ai-agent",
+      "version_range": ">=1.0"
+    },
     "os": "any",
     "additional": {
       "country": "de",
@@ -41,7 +44,11 @@
       "action": "Assume a foreign credit card and a German Girocard are interchangeable at the terminal",
       "why_fails": "Many terminals are set up for Girocard (domestic debit) and may decline foreign-issued credit cards even when a card logo is displayed. Contactless on a foreign credit card is not guaranteed at small merchants.",
       "fail_rate": 0.4,
-      "condition": "Paying at small or independent merchants"
+      "condition": "Paying at small or independent merchants",
+      "sources": [
+        "https://www.bundesbank.de/en/tasks/payment-systems/payment-behaviour",
+        "https://www.germany.travel/en/index.html"
+      ]
     }
   ],
   "workarounds": [

data/canons/banking/foreigner-account-needs-pass/sg.json

@@ -44,7 +44,10 @@
       "action": "Assume a foreigner/wealth account works like a basic local account",
       "why_fails": "Foreigner or priority accounts often require high minimum balances (and fees if not met) and are not designed for everyday low-balance use.",
       "fail_rate": 0.5,
-      "condition": "Using a wealth account for everyday banking"
+      "condition": "Using a wealth account for everyday banking",
+      "sources": [
+        "https://www.mas.gov.sg/"
+      ]
     }
   ],
   "workarounds": [

data/canons/banking/pix-and-cpf-needed/br.json

@@ -43,7 +43,10 @@
     {
       "action": "Travel with only cards assuming universal acceptance",
       "why_fails": "Cities accept cards widely, but small vendors, markets, and rural areas can be cash-only in reais; relying solely on cards leaves gaps.",
-      "fail_rate": 0.5
+      "fail_rate": 0.5,
+      "sources": [
+        "https://www.bcb.gov.br/en/financialstability/pix_en"
+      ]
     }
   ],
   "workarounds": [

data/canons/banking/proof-of-address-barrier/uk.json

@@ -43,7 +43,11 @@
     {
       "action": "Use a friend's address or a hotel as 'proof of address'",
       "why_fails": "Banks verify address documents against your name; mismatched or temporary addresses (hotels) are rejected and can flag the application.",
-      "fail_rate": 0.55
+      "fail_rate": 0.55,
+      "sources": [
+        "https://www.gov.uk/",
+        "https://www.fca.org.uk/"
+      ]
     }
   ],
   "workarounds": [

data/canons/banking/tourist-cannot-open-account/th.json

@@ -44,7 +44,10 @@
       "action": "Rely on a tourist-visa account opened via an agent for long-term legitimate use",
       "why_fails": "Accounts opened through informal agents or with minimal documents can be frozen during periodic KYC reviews, leaving funds inaccessible.",
       "fail_rate": 0.6,
-      "condition": "Account opened without proper visa documentation"
+      "condition": "Account opened without proper visa documentation",
+      "sources": [
+        "https://www.bot.or.th/"
+      ]
     }
   ],
   "workarounds": [

data/canons/banking/upi-needs-indian-account/in.json

@@ -11,7 +11,10 @@
     "last_confirmed": "2026-06-14"
   },
   "environment": {
-    "runtime": { "name": "ai-agent", "version_range": ">=1.0" },
+    "runtime": {
+      "name": "ai-agent",
+      "version_range": ">=1.0"
+    },
     "os": "any",
     "additional": {
       "country": "in",
@@ -41,7 +44,11 @@
       "action": "Assume international UPI for tourists works the same everywhere and needs no setup",
       "why_fails": "The inbound-traveler UPI option (UPI One World / prepaid wallet) is available only to nationals of specific countries and must be issued by an authorized partner against your passport and visa, with a prepaid balance. It is not an automatic feature of your existing app.",
       "fail_rate": 0.6,
-      "condition": "Relying on tourist UPI without enrolling through an authorized issuer"
+      "condition": "Relying on tourist UPI without enrolling through an authorized issuer",
+      "sources": [
+        "https://www.npci.org.in/what-we-do/upi/product-overview",
+        "https://www.rbi.org.in/Scripts/FAQView.aspx?Id=82"
+      ]
     }
   ],
   "workarounds": [