docs: record tech-debt audit findings (2026-05-26) (#32)

Adds docs/tech-debt-2026-05-26.md with this repo's findings from the
estate-wide tech-debt scan: proof debt, licence debt, documentation
debt.

This file records the findings only — it does not close the debt.

Cross-references:
- hyperpolymath/standards#195 (estate proof-debt audit)
- hyperpolymath/standards#196 (estate licence-debt audit)
- hyperpolymath/standards#197 (estate documentation-debt audit)

<!-- SPDX-License-Identifier: MPL-2.0 -->
## Summary

<!-- Briefly describe what this PR does and why. Link to related issues
with "Closes #N". -->

## Changes

<!-- List the key changes introduced by this PR. -->

-

## RSR Quality Checklist

<!-- Check all that apply. PRs that fail required checks will not be
merged. -->

### Required

- [ ] Tests pass (`just test` or equivalent)
- [ ] Code is formatted (`just fmt` or equivalent)
- [ ] Linter is clean (no new warnings or errors)
- [ ] No banned language patterns (no TypeScript, no npm/bun, no
Go/Python)
- [ ] No `unsafe` blocks without `// SAFETY:` comments
- [ ] No banned functions (`believe_me`, `unsafeCoerce`, `Obj.magic`,
`Admitted`, `sorry`)
- [ ] SPDX license headers present on all new/modified source files
- [ ] No secrets, credentials, or `.env` files included

### As Applicable

- [ ] `.machine_readable/STATE.a2ml` updated (if project state changed)
- [ ] `.machine_readable/ECOSYSTEM.a2ml` updated (if integrations
changed)
- [ ] `.machine_readable/META.a2ml` updated (if architectural decisions
changed)
- [ ] Documentation updated for user-facing changes
- [ ] `TOPOLOGY.md` updated (if architecture changed)
- [ ] `CHANGELOG` or release notes updated
- [ ] New dependencies reviewed for license compatibility (MPL-2.0 /
MPL-2.0)
- [ ] ABI/FFI changes validated (`src/abi/` and `ffi/zig/` consistent)

## Testing

<!-- Describe how you tested these changes. -->

## Screenshots

<!-- If applicable, add screenshots or terminal output demonstrating the
change. -->

Co-authored-by: Claude Opus 4.7 (1M context) <noreply@anthropic.com>

Author: hyperpolymath