diff --git a/pgtype/numeric.go b/pgtype/numeric.go
index caf5ff17b..90cf4307a 100644
--- a/pgtype/numeric.go
+++ b/pgtype/numeric.go
@@ -149,6 +149,10 @@ func (n *Numeric) ScanScientific(src string) error {
 }
 
 func (n *Numeric) toBigInt() (*big.Int, error) {
+	if n.Int == nil {
+		return big.NewInt(0), nil
+	}
+
 	if n.Exp == 0 {
 		return n.Int, nil
 	}
diff --git a/pgtype/numeric_test.go b/pgtype/numeric_test.go
index 61faac5df..7dcdaf624 100644
--- a/pgtype/numeric_test.go
+++ b/pgtype/numeric_test.go
@@ -171,6 +171,25 @@ func TestNumericFloat64Valuer(t *testing.T) {
 	assert.True(t, f.Valid)
 }
 
+func TestNumericInt64Valuer(t *testing.T) {
+	for i, tt := range []struct {
+		n pgtype.Numeric
+		i pgtype.Int8
+	}{
+		{mustParseNumeric(t, "1"), pgtype.Int8{Int64: 1, Valid: true}},
+		{mustParseNumeric(t, "-99999999999"), pgtype.Int8{Int64: -99999999999, Valid: true}},
+		{mustParseNumeric(t, "0"), pgtype.Int8{Int64: 0, Valid: true}},
+		// A valid Numeric with a nil Int is zero, matching Float64Value, Value,
+		// and MarshalJSON. Int64Value used to dereference the nil Int and panic.
+		{pgtype.Numeric{Valid: true}, pgtype.Int8{Int64: 0, Valid: true}},
+		{pgtype.Numeric{}, pgtype.Int8{}},
+	} {
+		v, err := tt.n.Int64Value()
+		assert.NoErrorf(t, err, "%d", i)
+		assert.Equalf(t, tt.i, v, "%d", i)
+	}
+}
+
 func TestNumericCodecFuzz(t *testing.T) {
 	skipCockroachDB(t, "server formats numeric text format differently")