diff --git a/CHANGELOG.md b/CHANGELOG.md
index b97b4413..aa00c8f0 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -1,6 +1,14 @@
 CHANGELOG
 =========
 
+3.3.1 (unreleased)
+------------------
+
+* Updated the `GeoIp2\Model\City` constructor to handle an empty
+  `subdivisions` array. This provides compatibility with some third-party
+  databases that publish empty subdivisions arrays. Pull request by Jarek
+  Jakubowski. GitHub #290.
+
 3.3.0 (2025-11-20)
 ------------------
 
diff --git a/tests/GeoIp2/Test/Model/InsightsTest.php b/tests/GeoIp2/Test/Model/InsightsTest.php
index f2cb9f68..195623b9 100644
--- a/tests/GeoIp2/Test/Model/InsightsTest.php
+++ b/tests/GeoIp2/Test/Model/InsightsTest.php
@@ -497,4 +497,24 @@ public function testMostSpecificSubdivisionWithNoSubdivisions(): void
             'mostSpecificSubdivision is set even on an empty response'
         );
     }
+
+    // We do not expect well-formed databases from MaxMind to have empty
+    // subdivisions arrays, but we support it due to encountering a third-party
+    // database that had them.
+    public function testEmptySubdivisionsArray(): void
+    {
+        $raw = [
+            'subdivisions' => [],
+            'traits' => ['ip_address' => '1.1.1.1'],
+        ];
+
+        $model = new Insights($raw, ['en']);
+
+        $this->assertCount(0, $model->subdivisions);
+
+        $this->assertInstanceOf(
+            'GeoIp2\Record\Subdivision',
+            $model->mostSpecificSubdivision
+        );
+    }
 }