Welcome to my case study regarding credit risk for MaxAB. I must first emphasize that this is a simplistic approach to prevent retailers from contracting loans at high risk of defaulting. In this vein, the case study is framed as a binary classification problem and a final answer in the form of "yes" or "no" should dictate whether a loan is approved.
In order to conduct the case study, I was provided with 3 data sets:
- loans by retailer
- fintech transactions by retailer
- ecommerce orders by retailer
A web report is generated and available at:
https://ottobricks.github.io/credit-risk-study-case/html/intro.html