diff --git a/modules/billing/models/billing.subscription.model.mongoose.js b/modules/billing/models/billing.subscription.model.mongoose.js
index c9414b8b8..31eae837a 100644
--- a/modules/billing/models/billing.subscription.model.mongoose.js
+++ b/modules/billing/models/billing.subscription.model.mongoose.js
@@ -123,6 +123,25 @@ const SubscriptionMongoose = new Schema(
       ref: 'User',
       default: null,
     },
+
+    // ── Pending cancellation ─────────────────────────────────────────────────
+    /**
+     * Whether the subscription is set to cancel at the end of the current period.
+     * Populated from Stripe's cancel_at_period_end flag on customer.subscription.updated.
+     * Does NOT change `plan` — the sub stays on the current plan until cancel_at.
+     */
+    cancelAtPeriodEnd: {
+      type: Boolean,
+      default: null,
+    },
+    /**
+     * Date when the subscription will actually be cancelled (null when no pending cancel).
+     * Sourced from Stripe's cancel_at (Unix seconds) → converted to Date in the webhook handler.
+     */
+    cancelAt: {
+      type: Date,
+      default: null,
+    },
   },
   {
     timestamps: true,
diff --git a/modules/billing/models/billing.subscription.schema.js b/modules/billing/models/billing.subscription.schema.js
index c88ed0935..d0f4f1464 100644
--- a/modules/billing/models/billing.subscription.schema.js
+++ b/modules/billing/models/billing.subscription.schema.js
@@ -32,6 +32,9 @@ const baseShape = {
   // Admin override audit trail
   adminUpdatedAt: z.coerce.date().nullable().optional(),
   adminUpdatedBy: z.string().regex(objectIdRegex).nullable().optional(),
+  // Pending cancellation — populated when customer schedules cancel-at-period-end
+  cancelAtPeriodEnd: z.boolean().optional(),
+  cancelAt: z.coerce.date().nullable().optional(),
 };
 
 const Subscription = z.object({
diff --git a/modules/billing/tests/billing.subscription.schema.unit.tests.js b/modules/billing/tests/billing.subscription.schema.unit.tests.js
new file mode 100644
index 000000000..5a59c47ba
--- /dev/null
+++ b/modules/billing/tests/billing.subscription.schema.unit.tests.js
@@ -0,0 +1,138 @@
+/**
+ * Module dependencies.
+ */
+import schema from '../models/billing.subscription.schema.js';
+
+/**
+ * Unit tests — cancelAtPeriodEnd + cancelAt lifecycle fields
+ */
+describe('Billing subscription schema — cancelAt lifecycle fields:', () => {
+  let subscription;
+
+  beforeEach(() => {
+    subscription = {
+      organization: '507f1f77bcf86cd799439011',
+      plan: 'free',
+      status: 'active',
+    };
+  });
+
+  describe('cancelAtPeriodEnd', () => {
+    test('should accept true', () => {
+      subscription.cancelAtPeriodEnd = true;
+      const result = schema.Subscription.safeParse(subscription);
+      expect(result.error).toBeFalsy();
+      expect(result.data.cancelAtPeriodEnd).toBe(true);
+    });
+
+    test('should accept false', () => {
+      subscription.cancelAtPeriodEnd = false;
+      const result = schema.Subscription.safeParse(subscription);
+      expect(result.error).toBeFalsy();
+      expect(result.data.cancelAtPeriodEnd).toBe(false);
+    });
+
+    test('should be optional (omitted → undefined)', () => {
+      const result = schema.Subscription.safeParse(subscription);
+      expect(result.error).toBeFalsy();
+      expect(result.data.cancelAtPeriodEnd).toBeUndefined();
+    });
+
+    test('should reject a string value', () => {
+      subscription.cancelAtPeriodEnd = 'yes';
+      const result = schema.Subscription.safeParse(subscription);
+      expect(result.error).toBeDefined();
+    });
+
+    test('should reject a number value', () => {
+      subscription.cancelAtPeriodEnd = 1;
+      const result = schema.Subscription.safeParse(subscription);
+      expect(result.error).toBeDefined();
+    });
+
+    test('SubscriptionUpdate should allow patching cancelAtPeriodEnd alone', () => {
+      const update = { cancelAtPeriodEnd: true };
+      const result = schema.SubscriptionUpdate.safeParse(update);
+      expect(result.error).toBeFalsy();
+      expect(result.data.cancelAtPeriodEnd).toBe(true);
+    });
+  });
+
+  describe('cancelAt', () => {
+    test('should accept a Date object', () => {
+      subscription.cancelAt = new Date('2026-06-30T00:00:00.000Z');
+      const result = schema.Subscription.safeParse(subscription);
+      expect(result.error).toBeFalsy();
+      expect(result.data.cancelAt).toBeInstanceOf(Date);
+    });
+
+    test('should coerce an ISO string to Date', () => {
+      subscription.cancelAt = '2026-06-30T00:00:00.000Z';
+      const result = schema.Subscription.safeParse(subscription);
+      expect(result.error).toBeFalsy();
+      expect(result.data.cancelAt).toBeInstanceOf(Date);
+      expect(result.data.cancelAt.toISOString()).toBe('2026-06-30T00:00:00.000Z');
+    });
+
+    test('should coerce a Number to Date (z.coerce.date treats numbers as ms, not seconds)', () => {
+      // z.coerce.date() treats numbers as MILLISECONDS — Stripe's cancel_at is Unix seconds.
+      // The webhook handler (C.2) must multiply by 1000: new Date(stripeEvent.cancel_at * 1000).
+      // This test confirms the schema accepts a number and coerces to Date (whatever the value).
+      subscription.cancelAt = 1751241600 * 1000; // ms → correct date: 2025-06-30
+      const result = schema.Subscription.safeParse(subscription);
+      expect(result.error).toBeFalsy();
+      expect(result.data.cancelAt).toBeInstanceOf(Date);
+      expect(result.data.cancelAt.toISOString()).toBe('2025-06-30T00:00:00.000Z');
+    });
+
+    test('should accept null (no pending cancellation)', () => {
+      subscription.cancelAt = null;
+      const result = schema.Subscription.safeParse(subscription);
+      expect(result.error).toBeFalsy();
+      expect(result.data.cancelAt).toBeNull();
+    });
+
+    test('should be optional (omitted → undefined)', () => {
+      const result = schema.Subscription.safeParse(subscription);
+      expect(result.error).toBeFalsy();
+      expect(result.data.cancelAt).toBeUndefined();
+    });
+
+    test('SubscriptionUpdate should allow patching cancelAt alone', () => {
+      const update = { cancelAt: '2026-07-15T00:00:00.000Z' };
+      const result = schema.SubscriptionUpdate.safeParse(update);
+      expect(result.error).toBeFalsy();
+      expect(result.data.cancelAt).toBeInstanceOf(Date);
+    });
+  });
+
+  describe('both fields together', () => {
+    test('should accept both fields populated (pending cancel state)', () => {
+      subscription.cancelAtPeriodEnd = true;
+      subscription.cancelAt = '2026-06-30T00:00:00.000Z';
+      const result = schema.Subscription.safeParse(subscription);
+      expect(result.error).toBeFalsy();
+      expect(result.data.cancelAtPeriodEnd).toBe(true);
+      expect(result.data.cancelAt).toBeInstanceOf(Date);
+    });
+
+    test('should reject null cancelAtPeriodEnd (not nullable — use undefined/omit to clear)', () => {
+      // cancelAtPeriodEnd is z.boolean().optional(), NOT .nullable().
+      // Passing null is rejected — callers must omit the field or pass true/false.
+      // cancelAt IS nullable (z.coerce.date().nullable().optional()) so null passes for it.
+      subscription.cancelAtPeriodEnd = null;
+      subscription.cancelAt = null;
+      const result = schema.Subscription.safeParse(subscription);
+      expect(result.error).toBeDefined();
+    });
+
+    test('should accept cancelAt null + cancelAtPeriodEnd false (cancel revoked)', () => {
+      subscription.cancelAtPeriodEnd = false;
+      subscription.cancelAt = null;
+      const result = schema.Subscription.safeParse(subscription);
+      expect(result.error).toBeFalsy();
+      expect(result.data.cancelAtPeriodEnd).toBe(false);
+      expect(result.data.cancelAt).toBeNull();
+    });
+  });
+});