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Architecture Patterns

Payment Orchestration

Route payments to multiple providers based on:

  • Merchant preference
  • Provider availability
  • Cost optimization
  • Geographic coverage

Idempotency

Prevent duplicate charges using:

  • Idempotency keys
  • Request caching
  • Duplicate detection
  • Safe retries

Event-Driven Architecture

Use events for:

  • Webhook processing
  • Async notifications
  • Audit logging
  • Analytics

Circuit Breaker

Handle provider failures:

  • Monitor provider health
  • Fail fast
  • Fall back to alternative
  • Alert on failures

Document Version: 1.0
Last Updated: June 2026