docs(money-mirror): Sentry docs and portable README links (#16)

* docs(money-mirror): document Sentry and fix portable README links

- Note Sentry integration in CODEBASE-CONTEXT and README stack table
- Link README to CODEBASE-CONTEXT for agent-oriented reference
- Use relative paths for schema.sql and vercel.json (remove absolute paths)

Made-with: Cursor

* feat(money-mirror): dashboard statements API, filters, and schema sync

- Add GET /api/statements and dashboard client with nav, filters, insights
- Persist statement nickname, account purpose, card_network; extend schema.sql
- Split parse route and dashboard UI to satisfy file-size limits
- Advisory engine, categorizer, and upload metadata updates; format-date helper
- Docs, CODEBASE-CONTEXT, CHANGELOG, and linear-sync metadata

Made-with: Cursor

Author: shadowdevcode

CHANGELOG.md

@@ -1,5 +1,21 @@
 # Changelog
 
+## 2026-04-05 — MoneyMirror Phase 2 Linear + project-state
+
+**What:** Recorded MoneyMirror Phase 2 (dashboard roadmap) delivery in **Linear** and refreshed [project-state.md](project-state.md).
+
+**Linear (under [VIJ-11](https://linear.app/vijaypmworkspace/issue/VIJ-11/issue-009-moneymirror-ai-powered-personal-finance-coach-for-gen-z)):**
+
+- [VIJ-23](https://linear.app/vijaypmworkspace/issue/VIJ-23/moneymirror-phase-2-shipped-dashboard-roadmap-a-h-baseline) — **Done** — Phase 2 shipped in repo (epics A–H baseline).
+- [VIJ-24](https://linear.app/vijaypmworkspace/issue/VIJ-24/moneymirror-ops-run-neon-alter-for-statement-label-columns-nickname) — **Todo** — run Neon `ALTER TABLE` for label columns if missing (`apps/money-mirror/schema.sql`).
+- [VIJ-25](https://linear.app/vijaypmworkspace/issue/VIJ-25/moneymirror-backlog-post-roadmap-f3-g2g3-h3) — **Backlog** — F3, G2–G3, H3 follow-ups.
+
+**Repo:** [experiments/linear-sync/issue-009.json](experiments/linear-sync/issue-009.json) — `tasks` map + `last_sync_mode` updated for manual Phase 2 issue creation (not a full `/linear-sync` pipeline run).
+
+**Update (same day):** Full **Sprint 1–3** (VIJ-26–28, Done), **Sprint 4 / Backlog** (VIJ-25), **Epics A–H** (VIJ-29–36, Done) created in Linear and mirrored in [project-state.md](project-state.md) § MoneyMirror PM roadmap — Linear map.
+
+---
+
 ## 2026-04-04 — GitHub PR #15 + project state (repo hygiene)
 
 **What:** Pushed `feat/linear-workflow-sync` (commits `9f483ed`, `dced451`) and opened [**PR #15**](https://github.com/shadowdevcode/ai-product-os/pull/15) for review: Neon MCP secret removal, `.codex/config.toml`, CHANGELOG updates.

apps/money-mirror/CODEBASE-CONTEXT.md

@@ -1,18 +1,19 @@
 # Codebase Context: MoneyMirror
 
-Last updated: 2026-04-03
+Last updated: 2026-04-04
 
 ## What This App Does
 
 MoneyMirror is a mobile-first PWA AI financial coach for Gen Z Indians (₹20K–₹80K/month). Users sign in with Neon Auth email OTP, upload a password-free Indian bank-account or credit-card statement PDF, and Gemini 2.5 Flash parses and categorizes each transaction into needs/wants/investment/debt/other. The "Mirror moment" reveals the gap between self-reported spend from onboarding and actual spend from the statement. An advisory engine fires up to 5 consequence-first nudges, and a weekly recap email is sent by a Vercel cron fan-out every Monday at 8:00 AM IST. The primary North Star proxy is second-month statement upload rate (≥60%).
 
 ## Architecture Overview
 
-- **Frontend**: Next.js 16 App Router (RSC by default, `"use client"` for interactive panels). Key pages: `/` (landing), `/onboarding` (5-question flow), `/score` (Money Health Score reveal), `/dashboard` (Mirror + advisory feed + upload).
+- **Frontend**: Next.js 16 App Router (RSC by default, `"use client"` for interactive panels). Key pages: `/` (landing), `/onboarding` (5-question flow), `/score` (Money Health Score reveal), `/dashboard` (Overview with perceived vs actual + categories, **Insights** tab for AI nudges, **Upload** tab, statement picker + month filter, URL `?statement_id=`).
 - **Backend**: Next.js API routes under `src/app/api/`. Neon Auth for session auth, Neon Postgres for persistence, Gemini 2.5 Flash for PDF parse + categorization, Resend for weekly recap emails, PostHog for server-side telemetry.
-- **Database**: Neon Postgres. 4 tables: `profiles`, `statements`, `transactions`, `advisory_feed`. `profiles` persists monthly income and perceived spend; `statements` now tracks `institution_name`, `statement_type`, and optional credit-card due metadata. All monetary values are stored as `BIGINT` in paisa (₹ × 100) to avoid float precision errors.
+- **Database**: Neon Postgres. 4 tables: `profiles`, `statements`, `transactions`, `advisory_feed`. `profiles` persists monthly income and perceived spend; `statements` tracks `institution_name`, `statement_type`, optional credit-card due metadata, optional `nickname`, `account_purpose`, `card_network` for multi-account labelling. All monetary values are stored as `BIGINT` in paisa (₹ × 100) to avoid float precision errors.
 - **AI Integration**: Gemini 2.5 Flash via `@google/genai`. Used for: (1) PDF text → structured bank-account or credit-card statement JSON, (2) transaction category normalization. The statement-parse route currently enforces a 25s timeout and returns JSON 504 on timeout.
 - **Analytics**: PostHog (server-side only, `posthog-node`). 10 events tracked: `onboarding_completed`, `statement_parse_started/rate_limited/success/timeout/failed`, `weekly_recap_triggered/completed`, `weekly_recap_email_sent/failed`. All calls fire-and-forget (`.catch(() => {})`).
+- **Error tracking**: Sentry via `@sentry/nextjs` (`sentry.server.config.ts`, `sentry.edge.config.ts`, `src/instrumentation.ts`, `src/instrumentation-client.ts`). Uses `NEXT_PUBLIC_SENTRY_DSN` plus org/project/auth token vars as in app `README.md` / `.env.local.example`.
 
 ## Key Files
 
@@ -24,7 +25,9 @@ MoneyMirror is a mobile-first PWA AI financial coach for Gen Z Indians (₹20K
 | `src/app/api/dashboard/advisories/route.ts`        | Authenticated GET — returns advisory_feed rows for the current user via the active Neon session cookie.                                                                                               |
 | `src/app/api/cron/weekly-recap/route.ts`           | Master cron: scheduled GET entrypoint for Vercel Cron; accepts Bearer `CRON_SECRET` or local `x-cron-secret`, paginates users in 1000-row batches, and fans out to the worker via Promise.allSettled. |
 | `src/app/api/cron/weekly-recap/worker/route.ts`    | Worker: sends Resend email per user. Returns HTTP 502 on failure so master counts it correctly.                                                                                                       |
-| `src/lib/advisory-engine.ts`                       | Fires 5 advisory types based on spend ratios and thresholds. Writes to `advisory_feed` table.                                                                                                         |
+| `src/lib/advisory-engine.ts`                       | Rule-based advisories (perception gap, subscriptions, food, no investment, debt ratio, high Other bucket, discretionary mix, avoidable estimate, CC minimum-due risk).                                |
+| `src/lib/format-date.ts`                           | UTC-safe date labels for statement periods (no raw ISO in UI).                                                                                                                                        |
+| `src/app/api/statements/route.ts`                  | Authenticated GET — list processed statements for picker + month filter.                                                                                                                              |
 | `src/lib/scoring.ts`                               | Computes Money Health Score (0–100) from 5 onboarding question responses.                                                                                                                             |
 | `src/lib/statements.ts`                            | Defines statement types, parser prompts, metadata validation, and shared display labels for bank-account and credit-card uploads.                                                                     |
 | `src/lib/pdf-parser.ts`                            | Extracts raw text from PDF buffer using `pdf-parse`. Uses `result.total` (not `result.pages?.length`) for page count — v2 API.                                                                        |
@@ -33,21 +36,22 @@ MoneyMirror is a mobile-first PWA AI financial coach for Gen Z Indians (₹20K
 ## Data Model
 
 - **profiles**: One row per user. `id` = Neon Auth user id (TEXT). Stores `monthly_income_paisa`, `perceived_spend_paisa`, `target_savings_rate`, `money_health_score`.
-- **statements**: One per uploaded PDF. Tracks `institution_name`, `statement_type` (`bank_account` or `credit_card`), statement period, optional card due metadata, and `status`. Status never set to `processed` before `transactions` child insert succeeds.
+- **statements**: One per uploaded PDF. Tracks `institution_name`, `statement_type` (`bank_account` or `credit_card`), statement period, optional card due metadata, optional `nickname` / `account_purpose` / `card_network`, and `status`. Status never set to `processed` before `transactions` child insert succeeds.
 - **transactions**: Many per statement. All amounts in paisa (BIGINT). `category` CHECK: `needs | wants | investment | debt | other` (lowercase).
 - **advisory_feed**: Advisory nudges generated per statement. `trigger` identifies which advisory type fired.
 
 ## API Endpoints
 
-| Method | Path                            | Auth                                                           | Purpose                                                                                |
-| ------ | ------------------------------- | -------------------------------------------------------------- | -------------------------------------------------------------------------------------- |
-| POST   | `/api/statement/parse`          | Neon session cookie                                            | Upload PDF plus `statement_type`, parse with Gemini, persist to DB, return mirror data |
-| GET    | `/api/dashboard`                | Neon session cookie                                            | Rehydrate latest processed statement + advisory feed (refresh/deep link path)          |
-| GET    | `/api/dashboard/advisories`     | Neon session cookie                                            | Fetch advisory_feed rows for user                                                      |
-| POST   | `/api/onboarding/complete`      | Neon session cookie                                            | Save onboarding income, score, and perceived spend to profiles                         |
-| GET    | `/api/cron/weekly-recap`        | `authorization: Bearer <CRON_SECRET>` or local `x-cron-secret` | Scheduled master fan-out                                                               |
-| POST   | `/api/cron/weekly-recap/worker` | `x-cron-secret` header                                         | Worker: send one recap email; returns 502 on failure                                   |
-| ALL    | `/api/auth/[...path]`           | —                                                              | Neon Auth passthrough                                                                  |
+| Method | Path                            | Auth                                                           | Purpose                                                                                     |
+| ------ | ------------------------------- | -------------------------------------------------------------- | ------------------------------------------------------------------------------------------- |
+| POST   | `/api/statement/parse`          | Neon session cookie                                            | Upload PDF plus `statement_type` and optional `nickname`, `account_purpose`, `card_network` |
+| GET    | `/api/dashboard`                | Neon session cookie                                            | Rehydrate processed statement + advisories; optional `?statement_id=` for a specific upload |
+| GET    | `/api/statements`               | Neon session cookie                                            | List all processed statements for the user                                                  |
+| GET    | `/api/dashboard/advisories`     | Neon session cookie                                            | Fetch advisory_feed rows for user                                                           |
+| POST   | `/api/onboarding/complete`      | Neon session cookie                                            | Save onboarding income, score, and perceived spend to profiles                              |
+| GET    | `/api/cron/weekly-recap`        | `authorization: Bearer <CRON_SECRET>` or local `x-cron-secret` | Scheduled master fan-out                                                                    |
+| POST   | `/api/cron/weekly-recap/worker` | `x-cron-secret` header                                         | Worker: send one recap email; returns 502 on failure                                        |
+| ALL    | `/api/auth/[...path]`           | —                                                              | Neon Auth passthrough                                                                       |
 
 ## Things NOT to Change Without Reading First
 
@@ -61,11 +65,11 @@ MoneyMirror is a mobile-first PWA AI financial coach for Gen Z Indians (₹20K
 
 ## Known Limitations
 
-- Statement history browsing not yet implemented — dashboard always shows the latest processed statement. `GET /api/dashboard` accepts `?statement_id=` as a future extension point.
+- Cross-month trend comparison and aggregated “all accounts” rollups are not implemented (single-statement view with picker only).
 - Password removal stays manual outside the app. Password-protected PDFs are rejected with a clear retry message.
 - Inbox ingestion from email is not implemented. Users must manually download the PDF and upload it.
 - PDF parsing reliability depends on the PDF being text-based (not scanned/image). Scanned PDFs return 400.
 - Rate limit for uploads is 3/day per user (in-memory, resets on server restart) — not durable across deployments.
 - Weekly recap email only triggers if the user has at least one processed statement. New users without statements are silently skipped.
 - Share button (`navigator.share`) is hidden on desktop browsers — only rendered when Web Share API is available.
-- Current automated validation count is 45 tests across route and library coverage.
+- Run `npm test` in `apps/money-mirror` for current library and API test counts.

apps/money-mirror/README.md

@@ -4,6 +4,8 @@ AI-powered personal finance coach for Gen Z Indians that uses Neon Auth plus Neo
 
 **Sign in with your email, upload a statement, and get a brutally honest view of where your money actually goes.**
 
+For AI- and agent-oriented architecture, data model, and API reference, see [`CODEBASE-CONTEXT.md`](./CODEBASE-CONTEXT.md).
+
 ## What it does
 
 1. User signs in with Neon Auth email OTP and lands in a private onboarding flow.
@@ -22,6 +24,7 @@ AI-powered personal finance coach for Gen Z Indians that uses Neon Auth plus Neo
 | Database  | Neon Postgres (`@neondatabase/serverless`) |
 | AI        | Google Gemini 2.5 Flash                    |
 | Analytics | PostHog (`posthog-node`)                   |
+| Errors    | Sentry (`@sentry/nextjs`)                  |
 | Email     | Resend                                     |
 | Hosting   | Vercel                                     |
 
@@ -70,7 +73,7 @@ Fill in these values:
 
 ### 4. Apply database schema
 
-Run the full contents of [`schema.sql`](/Users/vijaysehgal/Downloads/02-Portfolio/ai-product-os/apps/money-mirror/schema.sql) against your Neon database.
+Run the full contents of [`schema.sql`](./schema.sql) against your Neon database.
 
 Tables created:
 
@@ -170,7 +173,7 @@ Returns the advisory subset for the authenticated user and statement.
 
 ### `GET /api/cron/weekly-recap`
 
-Fan-out master route that finds all users with processed statements and triggers worker jobs. This is the scheduled entrypoint configured in [`vercel.json`](/Users/vijaysehgal/Downloads/02-Portfolio/ai-product-os/apps/money-mirror/vercel.json).
+Fan-out master route that finds all users with processed statements and triggers worker jobs. This is the scheduled entrypoint configured in [`vercel.json`](./vercel.json).
 
 **Auth**: `authorization: Bearer <CRON_SECRET>` from Vercel Cron. Local/manual triggering may also use `x-cron-secret: <CRON_SECRET>`.
 

apps/money-mirror/__tests__/lib/format-date.test.ts

@@ -0,0 +1,39 @@
+import { describe, expect, it } from 'vitest';
+import {
+  formatMonthKeyForDisplay,
+  formatPeriodRange,
+  formatStatementDate,
+  monthKeyFromPeriodEnd,
+  statementMonthLabel,
+} from '@/lib/format-date';
+
+describe('format-date', () => {
+  it('formats ISO date strings without raw T00:00:00', () => {
+    expect(formatStatementDate('2026-04-11T00:00:00.000Z')).toMatch(/11/);
+    expect(formatStatementDate('2026-04-11T00:00:00.000Z')).toMatch(/2026/);
+    expect(formatStatementDate('2026-04-11T00:00:00.000Z')).not.toContain('T');
+  });
+
+  it('formats YYYY-MM-DD', () => {
+    expect(formatStatementDate('2026-03-22')).toMatch(/22/);
+  });
+
+  it('formatPeriodRange joins start and end', () => {
+    const r = formatPeriodRange('2026-02-23', '2026-03-22');
+    expect(r).toContain('–');
+    expect(r).not.toContain('T');
+  });
+
+  it('statementMonthLabel uses period end', () => {
+    expect(statementMonthLabel('2026-03-22')).toMatch(/March/);
+    expect(statementMonthLabel('2026-03-22')).toMatch(/2026/);
+  });
+
+  it('monthKeyFromPeriodEnd', () => {
+    expect(monthKeyFromPeriodEnd('2026-03-22')).toBe('2026-03');
+  });
+
+  it('formatMonthKeyForDisplay', () => {
+    expect(formatMonthKeyForDisplay('2026-03')).toMatch(/March/);
+  });
+});

apps/money-mirror/docs/COACHING-TONE.md

@@ -0,0 +1,29 @@
+# MoneyMirror coaching tone
+
+Educational, India-first personal finance copy. Used for in-app insights and any future LLM prompts.
+
+## Principles
+
+1. **Clarity over jargon** — Explain the “why” in one sentence before the number.
+2. **No shame** — Frame behaviour as common and fixable; avoid moralising.
+3. **Consequence-first** — Tie spend to a concrete tradeoff (e.g. annualised food delivery, EMI load).
+4. **Not advice** — Insights are observations from statement data, not buy/sell or tax guidance.
+
+## Disclaimers (always available in UI)
+
+- MoneyMirror does not provide personalised investment, tax, or legal advice.
+- Users should consult a qualified professional for regulated decisions.
+- Do **not** impersonate real individuals or creators; use archetypes (educator, myth-buster) if needed, not names.
+
+## Prompt templates (if using Gemini for narrative)
+
+- Structure: **Observation** → **Why it matters** → **One practical next step** (optional).
+- Append: “This is general information based on your uploaded statement, not a recommendation.”
+
+## Archetypes (optional user preference)
+
+- **Educator** — Neutral, step-by-step.
+- **Myth-buster** — Short reframe of a common money myth tied to their data.
+- **Long-term** — Emphasise compounding and small recurring cuts.
+
+Do not label these after real influencers or YouTubers.

apps/money-mirror/schema.sql

@@ -29,6 +29,9 @@ CREATE TABLE IF NOT EXISTS public.statements (
     minimum_due_paisa BIGINT,
     credit_limit_paisa BIGINT,
     status TEXT NOT NULL CHECK (status IN ('processing', 'processed', 'failed')) DEFAULT 'processing',
+    nickname TEXT,
+    account_purpose TEXT,
+    card_network TEXT,
     created_at TIMESTAMPTZ NOT NULL DEFAULT now()
 );
 
@@ -66,3 +69,8 @@ CREATE INDEX IF NOT EXISTS idx_transactions_user_statement
 
 CREATE INDEX IF NOT EXISTS idx_advisory_feed_user_created_at
     ON public.advisory_feed(user_id, created_at DESC);
+
+-- Existing Neon DBs: add statement label columns (idempotent)
+ALTER TABLE public.statements ADD COLUMN IF NOT EXISTS nickname TEXT;
+ALTER TABLE public.statements ADD COLUMN IF NOT EXISTS account_purpose TEXT;
+ALTER TABLE public.statements ADD COLUMN IF NOT EXISTS card_network TEXT;