diff --git a/.changeset/fix-fs-routes-guard-loader-chain.md b/.changeset/fix-fs-routes-guard-loader-chain.md
new file mode 100644
index 00000000..430f7a6c
--- /dev/null
+++ b/.changeset/fix-fs-routes-guard-loader-chain.md
@@ -0,0 +1,5 @@
+---
+"@tailor-platform/app-shell": patch
+---
+
+Fixed file-based routing (vite plugin) not chaining guards with user-provided loaders. When a page module defines both guards and a `loader` export, guards are now evaluated first via `withGuardsLoader`, and the user loader runs only after guards pass. Previously, guards could overwrite the user loader.
diff --git a/packages/core/src/fs-routes/converter.test.tsx b/packages/core/src/fs-routes/converter.test.tsx
index 1956d4f3..58169dde 100644
--- a/packages/core/src/fs-routes/converter.test.tsx
+++ b/packages/core/src/fs-routes/converter.test.tsx
@@ -1,4 +1,4 @@
-import { describe, it, expect } from "vitest";
+import { describe, it, expect, vi } from "vitest";
 import { convertPagesToModules, validateExclusiveRouteConfig } from "./converter";
 import { createContentRoutes } from "@/routing/routes";
 import type { PageEntry, PageComponent } from "./types";
@@ -102,6 +102,40 @@ describe("convertPagesToModules", () => {
     expect(modules[0].resources[0].guards).not.toContain(parentGuard);
   });
 
+  it("runs guards before module loaders when both are defined", async () => {
+    const loader = vi.fn().mockResolvedValue({ data: "test" });
+
+    const pages = [
+      createMockPage("/dashboard", {
+        guards: [async () => ({ type: "redirect" as const, to: "/login" })],
+        loader,
+      }),
+    ];
+    const modules = convertPagesToModules(pages);
+
+    const result = await modules[0].loader!({} as never);
+    expect(result).toBeInstanceOf(Response);
+    expect((result as Response).status).toBe(302);
+    expect((result as Response).headers.get("Location")).toBe("/login");
+    expect(loader).not.toHaveBeenCalled();
+  });
+
+  it("runs guards before resource loaders when both are defined", async () => {
+    const guard = vi.fn().mockResolvedValue({ type: "pass" as const });
+    const loader = vi.fn().mockResolvedValue({ items: [1, 2, 3] });
+
+    const pages = [
+      createMockPage("/dashboard"),
+      createMockPage("/dashboard/orders", { guards: [guard], loader }),
+    ];
+    const modules = convertPagesToModules(pages);
+
+    const result = await modules[0].resources[0].loader!({} as never);
+    expect(guard).toHaveBeenCalled();
+    expect(loader).toHaveBeenCalled();
+    expect(result).toEqual({ items: [1, 2, 3] });
+  });
+
   it("handles multiple top-level modules", () => {
     const pages = [
       createMockPage("/dashboard"),
diff --git a/packages/core/src/fs-routes/converter.tsx b/packages/core/src/fs-routes/converter.tsx
index 2555f582..2e6b2268 100644
--- a/packages/core/src/fs-routes/converter.tsx
+++ b/packages/core/src/fs-routes/converter.tsx
@@ -81,8 +81,7 @@ function nodeToResource(node: PageNode): Resource {
   const breadcrumbTitle = Component?.appShellPageProps?.meta?.breadcrumbTitle;
   const explicitLoader = Component?.appShellPageProps?.loader;
   const loader =
-    explicitLoader ??
-    (node.guards && node.guards.length > 0 ? withGuardsLoader(node.guards) : undefined);
+    node.guards.length > 0 ? withGuardsLoader(node.guards, explicitLoader) : explicitLoader;
 
   // Recursively convert children to subResources
   const subResources: Resource[] = [];
@@ -118,8 +117,7 @@ function nodeToModule(node: PageNode): Module {
   const breadcrumbTitle = Component?.appShellPageProps?.meta?.breadcrumbTitle;
   const explicitLoader = Component?.appShellPageProps?.loader;
   const loader =
-    explicitLoader ??
-    (node.guards && node.guards.length > 0 ? withGuardsLoader(node.guards) : undefined);
+    node.guards.length > 0 ? withGuardsLoader(node.guards, explicitLoader) : explicitLoader;
 
   // Convert children to resources
   const resources: Resource[] = [];